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  1. #1
    Centurion Member MemberSince99's Avatar
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    Default When does Discover report to the credit bureaus?

    When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 February 21 2014
    Discover 798 April 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  2. #2
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    You know that's actually kind of weird. It should've reported by the first of May if you got it in April. My BofA card reported only 3 days after opening the account!
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  3. #3
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    Quote Originally Posted by MemberSince99 View Post
    When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?
    I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data
    Amex: Business Platinum (09/12) BCP $10,500 (03/13)
    Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
    MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
    Discover: Discover It $2500 (07/11)
    Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)
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  4. Centurion Member MemberSince99's Avatar
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    Quote Originally Posted by PopiLopi View Post
    I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data
    Wow. Mine still hasn't reported. I don't know maybe that's good for now so I don't freak Amex out. But it would be nice to have the tradeline report....
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 February 21 2014
    Discover 798 April 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  5. #5
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    Default When Does Discover Report?

    I got my Discover IT Card in October. I've already made a payment for this statement, and in a couple days my 2nd statement is going to post. When do they start reporting to my credit?
    Last edited by admin; Dec 2, 12 at 12:20 pm. Reason: merged from new thread to combine info

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($7.5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Chase Ink Plus ($12k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($12k Limit - 1/2013 - Backdate to 1/2010)
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  6. #6
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    My discover reported after my 2nd statement.
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  7. #7
    Centurion Member MemberSince99's Avatar
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    Same here. With both Discovers I had in the past it took about 2 to 3 months for them to report, and the new one I just got isn't reporting and will likely report by February would be my guess at the latest.

    It can take a while with Discover. On the plus side if you transfer a balance that you pay off pretty quickly, it's effectively invisible then if you know about this.
    FICOS
    TU: 785 January 2014
    EQ: 772 January 2014
    EX: 773 January 2014
    TU08 (Barclay's) 794 February 21 2014
    Discover 798 April 15 2014

    Cards:
    Associated Bank Accelerated Rewards Signature Visa 21.5k (05/12)
    Chase Sapphire Preferred Signature Visa 5k (5/13)
    Amex Gold NPSL (5/13 - backdated to 5/99)
    Barclay's Arrival World MasterCard 10k (11/13)
    Citi Dividend Visa 6.3k (12/13)
    Chase Freedom Signature Visa 7k (1/14)
    Bank of America Travel Rewards Signature Visa 10k (2/14)
    Discover IT 4.5k (2/14)
    Amex Everyday Preferred 2k (3/14 - backdated to 3/99)

    Garden: Card carrying Garden Club member. Gardening until 2014!
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  8. Centurion Member
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    I'm kind of wondering if I should apply for another card before or after it posts to my credit report. I would assume after, since I don't have a lot of available credit compared to my income.

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($7.5k Limit - 8/2012)
    Chase Sapphire Preferred ($5k Limit - 2/2013)
    Chase Ink Plus ($12k Limit - 2/2013)
    Discover IT ($5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($12k Limit - 1/2013 - Backdate to 1/2010)
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  9. #9
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    Probably best to do it after it reports. I mean, having a new account report will have a small negative effect by lowering your average age of account, but in your situation having a new credit limit report will more than likely have enough positive effect to cancel the negative out and then some.
    Amex Green - NPSL - 05/12
    Amex Zync - NPSL - 06/12
    Discover it - $7750 - 11/12
    Chase Sapphire Preferred Visa Signature - $5000 - 11/12
    SECU Platinum Visa - $5000 - 08/08
    Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
    Citi Diamond Preferred Mastercard - $3000 - 05/12
    GECRB Old Navy Visa - $2500 - 11/12
    Chase Amazon Visa - $2000 - 11/12
    Chase Freedom Visa - $2000 - 07/12
    Citi Thank You Visa - $1000 - 06/12
    Amex Blue Cash Everyday - $1000 - 01/13
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  10. #10
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    I got approved for Discover on October 4th, and it didn't report to EXP or EQ until November 23rd, and TU a few days later.
    AMEX BCE ($7600), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
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