Credit Card Forum
  1. #1
    Centurion Member
    Join Date
    May 2012
    Location
    WI
    Posts
    4,518

    Default When does Discover report to the credit bureaus?

    When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #2
    Green Member
    Join Date
    May 2012
    Location
    Seattle, WA
    Posts
    9

    Default

    You know that's actually kind of weird. It should've reported by the first of May if you got it in April. My BofA card reported only 3 days after opening the account!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #3
    Centurion Member
    Join Date
    Apr 2012
    Location
    Miami, FL
    Posts
    181

    Default

    Quote Originally Posted by MemberSince99 View Post
    When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?
    I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data
    Amex: Business Platinum (09/12) BCP $10,500 (03/13)
    Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
    MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
    Discover: Discover It $2500 (07/11)
    Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member
    Join Date
    May 2012
    Location
    WI
    Posts
    4,518

    Default

    Quote Originally Posted by PopiLopi View Post
    I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data
    Wow. Mine still hasn't reported. I don't know maybe that's good for now so I don't freak Amex out. But it would be nice to have the tradeline report....
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #5
    Centurion Member
    Join Date
    Aug 2012
    Location
    VA
    Posts
    425

    Default When Does Discover Report?

    I got my Discover IT Card in October. I've already made a payment for this statement, and in a couple days my 2nd statement is going to post. When do they start reporting to my credit?
    Last edited by admin; Dec 2, 12 at 1:20 pm. Reason: merged from new thread to combine info

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
    Chase Sapphire Preferred ($10k Limit - 2/2013)
    Chase Ink Plus ($7k Limit - 2/2013)
    Discover IT ($9.5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #6
    Centurion Member
    Join Date
    Dec 2011
    Location
    Texas
    Posts
    140

    Default

    My discover reported after my 2nd statement.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  7. #7
    Centurion Member
    Join Date
    May 2012
    Location
    WI
    Posts
    4,518

    Default

    Same here. With both Discovers I had in the past it took about 2 to 3 months for them to report, and the new one I just got isn't reporting and will likely report by February would be my guess at the latest.

    It can take a while with Discover. On the plus side if you transfer a balance that you pay off pretty quickly, it's effectively invisible then if you know about this.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  8. Centurion Member
    Join Date
    Aug 2012
    Location
    VA
    Posts
    425

    Default

    I'm kind of wondering if I should apply for another card before or after it posts to my credit report. I would assume after, since I don't have a lot of available credit compared to my income.

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
    Chase Sapphire Preferred ($10k Limit - 2/2013)
    Chase Ink Plus ($7k Limit - 2/2013)
    Discover IT ($9.5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  9. #9
    Centurion Member
    Join Date
    May 2012
    Location
    Baltimore
    Posts
    360

    Default

    Probably best to do it after it reports. I mean, having a new account report will have a small negative effect by lowering your average age of account, but in your situation having a new credit limit report will more than likely have enough positive effect to cancel the negative out and then some.
    Amex Green - NPSL - 05/12
    Amex Zync - NPSL - 06/12
    Discover it - $7750 - 11/12
    Chase Sapphire Preferred Visa Signature - $5000 - 11/12
    SECU Platinum Visa - $5000 - 08/08
    Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
    Citi Diamond Preferred Mastercard - $3000 - 05/12
    GECRB Old Navy Visa - $2500 - 11/12
    Chase Amazon Visa - $2000 - 11/12
    Chase Freedom Visa - $2000 - 07/12
    Citi Thank You Visa - $1000 - 06/12
    Amex Blue Cash Everyday - $1000 - 01/13
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  10. #10
    Centurion Member
    Join Date
    Jul 2012
    Location
    West Coast
    Posts
    242

    Default

    I got approved for Discover on October 4th, and it didn't report to EXP or EQ until November 23rd, and TU a few days later.
    AMEX BCE ($12500), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

+ Reply to Thread
 
These forum posts are not provided or commissioned by the bank advertiser. Posts have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Advertiser Disclosure: The credit card offers that appear on this site are from credit card issuers from which CreditCardForum.com receives compensation. This compensation may impact how and where products appear on this site, including the order in which they may appear within listing categories. CreditCardForum.com does not include all credit card offers that might be available to consumers in the marketplace.