When does Discover report to the credit bureaus?

All about Discover & Diners Club – talk about their credit card deals such as the More, Miles, Escape, and others.
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MemberSince99
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When does Discover report to the credit bureaus?

Postby MemberSince99 » Tue May 29, 2012 4:13 pm

When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?


altayar88
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Postby altayar88 » Tue May 29, 2012 6:17 pm

You know that's actually kind of weird. It should've reported by the first of May if you got it in April. My BofA card reported only 3 days after opening the account!

PopiLopi
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Postby PopiLopi » Sat Jun 02, 2012 6:27 pm

MemberSince99 wrote:When did your More report to the credit reporting agencies? I got mine over a month ago, first statement posted about 3 weeks ago but nothing on the CRAs yet. About how long does it take for it to show up, does anyone know?


I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)


MemberSince99
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Postby MemberSince99 » Sat Jun 02, 2012 6:38 pm

PopiLopi wrote:I got my Discover card in July last year and around November I realized they were not reporting my card to the credit bureaus , I had to call and within a few weeks the card started showing with all the old data


Wow. Mine still hasn't reported. I don't know maybe that's good for now so I don't freak Amex out. But it would be nice to have the tradeline report....

kcarter609
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When Does Discover Report?

Postby kcarter609 » Sat Dec 01, 2012 4:36 pm

I got my Discover IT Card in October. I've already made a payment for this statement, and in a couple days my 2nd statement is going to post. When do they start reporting to my credit?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

namvet
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Postby namvet » Sat Dec 01, 2012 4:55 pm

My discover reported after my 2nd statement.

MemberSince99
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Postby MemberSince99 » Sat Dec 01, 2012 6:03 pm

Same here. With both Discovers I had in the past it took about 2 to 3 months for them to report, and the new one I just got isn't reporting and will likely report by February would be my guess at the latest.

It can take a while with Discover. On the plus side if you transfer a balance that you pay off pretty quickly, it's effectively invisible then if you know about this.


kcarter609
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Postby kcarter609 » Sat Dec 01, 2012 10:05 pm

I'm kind of wondering if I should apply for another card before or after it posts to my credit report. I would assume after, since I don't have a lot of available credit compared to my income.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

Ratfacedudeguy
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Postby Ratfacedudeguy » Sat Dec 01, 2012 10:32 pm

Probably best to do it after it reports. I mean, having a new account report will have a small negative effect by lowering your average age of account, but in your situation having a new credit limit report will more than likely have enough positive effect to cancel the negative out and then some.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

sakhalin
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Postby sakhalin » Sun Dec 02, 2012 2:28 am

I got approved for Discover on October 4th, and it didn't report to EXP or EQ until November 23rd, and TU a few days later.
AMEX BCE ($20,000), Citi Forward ($4,800), Discover IT ($3,750), BoA Travel Rewards ($1,800)



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