My Discover More review shows you how to snag a whopping 10% in rewards value! Use this current promotion to get 0% for 14 months on purchases + balance transfers.
You get 5% cashback on more categories than any other credit card on the planet! On all other spending you will get at least 0.25% for the first $3,000 spent annually and then an unlimited 1.00% on all spending beyond that.
Fall 2013 update: They have permanently discontinued the More, you can no longer apply for it. It has been replaced with the new and improved it card. With it you get a full 1% on all other purchases (versus the 0.25% on the More) and you get additional benefits on eligible purchases like Extended Warranty Coverage, Purchase Protection, and beefier travel benefits. Compare it for yourself:
Everything below this line is about the old card. I'm leaving it up for reference only.
The 5% categories change each quarter and here is the 2012 calender:
This is the first year Discover has included gas stations twice. What that means is that you will be saving 5% on your gas for 6 out of 12 months. That's helpful with these high gas prices, right?
- Jan thru Mach = gas stations, museums, movies
- April thru June = restaurants, movies
- July thru Sept = gas stations, theme parks, movies
- Oct thru Dec = department stores and all online shopping
The amount of spending which qualifies for 5% has been raised significantly! Previously the only real complaint about the Discover More card was that its spending cap for the 5% was sometimes low. But starting in 2012, up to $1,500 in category spending per quarter earns you the 5% (beyond that is the same as regular purchases).
5 to 20% cash back at 200+ websites with the ShopDiscover program (pictured right). This is by far the most generous program for online shopping and beats other credit card programs by a landslide. On average Discover's payouts are dramatically higher.
The 200+ websites include travel, dozens of clothing/department stores, electronics retailers, and just about anything else you can think of. Best of all the ShopDiscover rewards are unlimited and from my experience they get added to my account very quickly.
Get up to double value for your cash back by redeeming your rebate in the form of gift cards from dozens of participating Discover partners. Think about it... if you double your 5% cash back it's like getting a 10% rebate on those 5% categories of spending!
Discover is now accepted at over 90% of U.S. merchants which take Visa & MasterCard, but since Discover's cardmember base isn’t as big, it benefits you! Why? Since they’re the “underdog” they go that extra mile to take care of their customers! This include things like:
Generous Credit Limits – Not only is it great for spending, but more importantly your credit.
High Rewards – No annual fees, no reward fees. So why not do your own review of the Discover More because you have nothing to lose and only cash back to gain.
American Customer Service – Sick of talking to people in India? Discover uses top notch American service reps to take care of the customer… you!
Something else that's really cool about this card is that they give you tons of designs to choose from. When you fill out the application you will see 30 designs to choose from. But after your account is open, you will have a much bigger selection (over 100) and you can change your design at any time for free.
Getting the Discover More credit card is free and easy... it only take a minute to apply. Don't miss out on the all the savings this card can offer you.
Special Promo: Get 0% for a full 14 months on both purchases & balance transfers. Make sure you get this offer while it's still available!
Apply now for this Discover More promotion
Student Version: It doesn't include the 0% offer but you still get the same great 5% cashback bonus with the Discover More for students