Credit Card Forum
  1. #1
    Centurion Member
    Join Date
    Nov 2011
    Location
    New Jersey, United States
    Posts
    112

    Default Is Macy's a department store for the 5% back?

    I know this sounds dumb, but is Macy's on the list of department stores for the 5% back bonus? Also when does the cash back start to show on my account? Thanks
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  2. #2
    Centurion Member
    Join Date
    Aug 2011
    Location
    Phoenix
    Posts
    398

    Default

    Macy's is considered a department store for the extra 5% back (I believe up to $300). All merchants have what is called a Merchant Catagory Code (MCC). They are pretty universal, so when you swipe your card at a grocery store, the bank gets a four digit code that indicates that it is grocery. Same with the department store and gasoline stations.
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