Since my last post i did some searching and found the HSBC Direct Rewards Discover card. It is given or used to be given if you applied for a Discover card and were rejected, then this would come back as a counteroffer. There were complaints about the credit lines being low but that is had alright rewards and it was a Discover card but managed by HSBC. I read comments with low credit scores getting the card. This would be what I need but I can't find any recent info on it. What I saw on Google was not from 2011 but 2008. Are there any updates on the Direct Rewards Discover card?