Credit Card Forum
  1. #1
    rightmindedUSA
    rightmindedUSA is offline
    Green Member
    Join Date
    Nov 2010
    Location
    Dayton Ohio
    Posts
    6

    Default Discover card rental car insurance

    How good is the Discover card rental car insurance? I recently got a Discover More card and would like to use it for car rentals during the months it gives 5% on that category. I know each credit card does their car rental insurance program differently and I would like to be assured that I won't get the short end of the stick with Discover. What is included and what's not?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Nov 10, 10, 6:51 pm
  2. #2
    Mogul of Pineapples
    Mogul of Pineapples is offline
    Centurion Member Mogul of Pineapples's Avatar
    Join Date
    Jun 2008
    Location
    Smogland
    Posts
    1,399

    Default

    I've never used a Discover card's rental car insurance program but this link may give you a better idea- Credit Card Car Rental Insurance - The Truth Exposed
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.

    Current Cards:     American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Citi Thank You Premier
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Nov 20, 10, 3:26 pm
  3. #3
    DoingHomework
    DoingHomework is offline
    Centurion Member
    Join Date
    Sep 2009
    Location
    Arizona
    Posts
    476

    Default

    I rented a car earlier this year and was in a very minor accident I learned firsthand about this.

    basically, if you have decent car insurance at home you probably do not need and would not used the coverage from the credit card. If you did need to use it you'd find that it might only coverage damage to the rental car or the other car but not both. And sports cars or SUVs are usually excluded. Remember, these days lots of cars are considered sports cars.

    My experience was very positive but if you read online you will find a lot of horror stories about accidents in rental cars
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Nov 22, 10, 4:51 pm
  4. #4
    jlk82
    jlk82 is offline
    Green Member
    Join Date
    Nov 2010
    Posts
    16

    Default

    I have always ignored Discover but may end up getting one in the future if the benefits are good. Was your rental car insurance experience with a rental using a Discover card?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote     Nov 26, 10, 8:30 am
« Previous Thread | Next Thread »