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  1. #1
    Centurion Member Mogul of Pineapples's Avatar
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    Default Where is Discover credit card accepted? 90% of stores!

    (Updated 2013) In the 2010 second quarter report for Discover, it was announced that 90% of merchants in the US that accepted Visa and MasterCard also accepted Discover credit cards. Back in 2007 it was 77%, still high but now that it has hit 90% that's quite a benchmark to reach.

    Does anyone care to share any chain store they know of that does not accept Discover cards?
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

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  2. #2
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    I remember not being able to use it at a Subway once, but that might have changed. Amex is my first card and some local places don't take that, so I would expect them to not accept Discover either.
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  3. #3
    Centurion Member Mogul of Pineapples's Avatar
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    I am unsure if the 90% figure of where Discove cards are accepted included restaurants or not. I recall using mine at Subway when restaurants get 5% but I would be different locations have different payment options. They seem to have very loosey goosey franchise rules. Some locations are nice and others are opened overnight in a hole-in-the-wall.
    Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

    Current Cards:
    American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
    Primary Everyday Card: American Express Blue Cash
    Primary Travel Card: Chase Sapphire Preferred
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    I would have never guessed Discover's card acceptance was this high. I have seen the commercials for their rewards and but wanted to go and read some credit card reviews for Discover before applying. The 90% is a good sign because I was worried that there would not be many places for me to use it if I end up getting one.
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  5. #5
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    I didn't know it was accepted at that many places either. I have a feeling Discover is going to become really huge in the future because of the popularity of the rewards.
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  6. #6
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    chain stores that's an interesting question. If you are talking about a whole chain I can't think of any. but if you are interested in knowing about 1 chain in a certain area, yeh I do know one?
    Or go here for the student version
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  7. #7
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    not at Grocery Oututlet in Sacramento, Ca
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    I was in an awful grocery store in an unfamiliar town about 10 days ago. When I tried to pay with Amex, the cashier told me they only accept Discover (no Visa or MC either). I said that was ridiculous, and she said, "That's how we keep the prices so low." She didn't say anything about how they kept the checkout lanes so slow, but I assume they just hire post office rejects.
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  9. #9
    Centurion Member Vattené's Avatar
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    I have no idea how prevalent Aldi is nationally, but they have a pretty strong presence here regionally. It's a discount grocery store, for those that don't know (discount as in you have to put a quarter in the shopping carts to unlock them [no cart boys] and they don't give you grocery bags [you better find some empty boxes in the aisles if you want anything to carry out your groceries in]).

    Anyway Discover is the only credit card they accept, and even then there is a $.25 fee. They will take Visa and MC debit cards, but no credit cards.

    The cashiers are pretty fast there, though. They just slide items over the barcode reader and let them fly into your cart.
    -Vattené


    FICO:
    TU - 756 (10/14)

    PRIMARY CARDS:
    Discover it - $6,500 (2/14) {CLI from $4,200 (7/14)}
    American Express EveryDay - $11,500 (10/14)

    OTHER CARDS & CREDIT-ESTABLISHING ACCOUNTS:
    Walmart - $2,300 (5/13) {CLI from $1,300 (11/14)} | Kohl's - $1,000 (5/13) | JCPenney - $1,900 (2/13) | Banana Republic Visa Luxe Card - $1,900 (8/12) {previous primary card} | Lane Bryant - $750 (8/12) | Macy's - $600 (4/12) | Express - $580 (8/11) | American Eagle - $300 (5/11) | Kay Jewelers - $2,000 (1/11) {CLI from $571 (3/14)}
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  10. #10
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    Sounds scary if you ask me.
    BoA Cash Rewards $5,000
    BoA Better Balance $5,000
    Amex Every Day $2,000
    Discover It $7,000
    Cap One QuickSilver $2,700
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