LinkBack URL
About LinkBacksI am 20 with 2 credit cards: CapitalOne Platinum and Chase Freedom.
According to CreditKarma my score is 704. Never late on a single payment and I have student loans.
I did apply to Amex Blue Cash Everyday and got rejected.
Maybe an hour later I did apply to Discover for the Discover More card. They said they couldn't approve under the CURRENT terms but they altered the terms and approved me. (Increased APR rates I guess)
So I would say you need to have 670-750 range and never been late on a payment. Now I just need that Amex card to round out my wallet.
Thread: Discover card requirements?
-
Green Member
- Join Date
- Dec 2011
- Location
- USA
- Posts
- 1
-
Centurion Member
- Join Date
- Jun 2011
- Location
- Down South
- Posts
- 196
Why did Amex decline you?
Cards
Visa: BofA Cash rewards Visa Signature (1% on everything)
Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)
Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv
Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)
Express Store card (points for gift certificates and special deals)
-
Gold Member
- Join Date
- Jan 2012
- Location
- New York, NY
- Posts
- 31
If this thread is still being followed, I just received a 4K limit Escape by Discover with a FICO of 682. Score just keeps going up and up!
-
Centurion Member
- Join Date
- Jun 2011
- Location
- New York state
- Posts
- 868
how do you like your escape card? do you use your card for personal use or business use? where do you get your bill sent to your home or office?
-
Centurion Member
- Join Date
- Jan 2012
- Location
- Salt lake city, UT
- Posts
- 198
I initially started at a 1k limit with discover. After 10 mo I went from 2k to 4k. They pulled TU everyrtime and I was about... 675-690ish FICO went I got my cli. I love my discover card. Best of all, American custimer service!!!
American Express Zync. "Debit" Card
Discover more. 4k limit 7.99apr
MC Citi diamond preferred. 1500 limit
Visa Chase freedom. 2k limit.
Best buy store card. 1500 limit.
Mt. America visa 1000 limit currently 4.99apr
-
Green Member
- Join Date
- Dec 2011
- Location
- Puerto Rico
- Posts
- 2
i get 3k CL with Experian Score 698
Card: Discover More
-
Centurion Member
- Join Date
- Jan 2012
- Location
- Salt lake city, UT
- Posts
- 198
Yeah I wish I had an escape card. Af isnt bad at all and 2 miles per dollar is mos def worth it. But I do like my more card. Only thing I dislike about the more the 3k tier spending for cash back. but other then that its a great card.
American Express Zync. "Debit" Card
Discover more. 4k limit 7.99apr
MC Citi diamond preferred. 1500 limit
Visa Chase freedom. 2k limit.
Best buy store card. 1500 limit.
Mt. America visa 1000 limit currently 4.99apr
-
Gold Member
- Join Date
- Jan 2012
- Location
- New York, NY
- Posts
- 31
Sorry for the delay, I forgot about this posting. I LOVE my Escape card. I use it for personal use and the bill is sent to my home. I am going to enjoy the travel benefits--once I have earned enough points, anyway!
Originally Posted by Money card
Also, customer service at Discover is everything they say it is. They are very friendly, helpful, and accommodating.
Reply With Quote