- Centurion Member
- Posts: 4913
- Joined: Sun May 20, 2012 4:35 pm
- Location: WI
I didn't want to complain about Discover without giving them every chance.
They say you are eligible for a CLI after 90 days. Frankly I doubted it, but I thought, let me give them every shot at it. I got the card in early February (3rd I think) and have had 3 full statements it's clearly been 90 days. In that 90 days Discover has gotten the heaviest spending of any of my cards, and been paid in full (which they may not like, but I don't care, I'm not carrying a balance).
So, I called the number, went to where the CLI option is if you have it, and I do not have it. So I went online to the "Request Credit Line Increase" option and clicked that. It told me I am not eligible for one at this time. Gee thanks Cap One, how about throwing in something like "Discover as you know is a conservative lender". (Yeah no ****, we'd be dumber than a box of rocks not to have figured that out).
Given that I've given them a truly fair shot to follow through, that gives me the right to say - forget any significant spend except on the 5% categories I'm interested in Discover. You have no annual fee, so it doesn't really pay to close you out, but you can be 100% sure the only spending you are getting is the 5% from here on. And if you close me for inactivity in the meantime, I honestly couldn't care less.
That's just how it stands. I gave them a truly fair shot here now I have the right to let it be known I'm less than pleased, and to shift my spend to lenders who actually seem to care if I give them business. Enough said, point made, but that's how it is.