So I finally applied after my pre approved offer sat on my coffee table staring at me for about a month. I didn't think that my score would be good enough. I applied online and got an error message because of site maintenance.
So I called the recon number immediately to see if my app went through. I've heard a million times about how friendly discover CSRs are but I couldn't even believe my own ears at how nice the two reps I spoke with were. The first rep apologized up and down and told me my app didn't go through- then she asked if I wanted to app over the phone and connected me with the second rep I spoke with. She was very articulate and made applying really easy.
My TU FICO is 716 and my EQ FICO is 734 I have two cap1 cards one is $850CL the other is $2000CL and a macys card with $2500CL total UTL 20%. Not big limits and there's a chase charge off on my EQ from 2007. So get this .... She says "Congratulations! Welcome to Discover! Your credit limit is $8500"
I was like
! I guess all of you guys are right about discover giving high limits to people with low limit cards and decent credit.
Once again great advice from all you guys!