Anyone having trouble processing Discover via China UnionPay?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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kelvSYC
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Posts: 52
Joined: Fri Jan 25, 2013 3:10 am
Location: San Bruno

Anyone having trouble processing Discover via China UnionPay?

Postby kelvSYC » Wed Dec 25, 2013 11:20 am

Is anyone having trouble processing their Discover Card via the China UnionPay network? Every place in Hong Kong that accepts China UnionPay that I have tried that does not also accept Diners Club has so far rejected my Discover Card, claiming an "invalid account ID".

Trying to get customer service doesn't seem to get me any further answers...
Current Credit Scores:
VantageScore 3.0 - 760 TU, 764 EX (11-19-16, Credit Karma)
FICO 8 - 747 EX (10-22-16, AmEx statement)
Discover - 750 TU (11-4-16, Discover statement)

Current Credit Cards:
RBC - $8000 CAD
BoA - $13500 USD
Capital One - $2750 USD
AmEx BCE - $4000 USD
Discover It - $8000 USD


Reclusive46
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Joined: Mon Oct 24, 2011 4:04 am
Location: UK

Postby Reclusive46 » Wed Jan 01, 2014 6:34 am

kelvSYC wrote:Is anyone having trouble processing their Discover Card via the China UnionPay network?


The Discover partnership is in mainland China only. Hong Kong does not count.
Amex UK Platinum Charge Card
Amex Blue Cash USA
Amex US Gold Corporate Card
World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)

kelvSYC
Platinum Member
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Posts: 52
Joined: Fri Jan 25, 2013 3:10 am
Location: San Bruno

Postby kelvSYC » Fri Jan 03, 2014 11:43 am

That kind of sucks. Almost everywhere China UnionPay is accepted in Hong Kong. Almost nowhere is Diners Club (or JCB) accepted in Hong Kong. Too bad I had to go through 25 Hong Kong retailers to find that out...
Current Credit Scores:
VantageScore 3.0 - 760 TU, 764 EX (11-19-16, Credit Karma)
FICO 8 - 747 EX (10-22-16, AmEx statement)
Discover - 750 TU (11-4-16, Discover statement)

Current Credit Cards:
RBC - $8000 CAD
BoA - $13500 USD
Capital One - $2750 USD
AmEx BCE - $4000 USD
Discover It - $8000 USD

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otter
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Location: Grand Forks, ND

Postby otter » Sat Jan 04, 2014 10:27 pm

kelvSYC wrote:That kind of sucks. Almost everywhere China UnionPay is accepted in Hong Kong. Almost nowhere is Diners Club (or JCB) accepted in Hong Kong. Too bad I had to go through 25 Hong Kong retailers to find that out...


Discover likes to highlight their JCB/UnionPay agreement whenever they can, but it isn't all what it is cracked up to be. Even in Mainline China(and Japan), just having the JCB or Union Pay logos doesn't mean your Discover will be accepted. And the same is true for people who come over here with JCB and Union Pay cards. Some merchants in the US who take Discover aren't able to take the JCB/UnionPay cards (I've heard those which start with a 5 OR 6 do work, though.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450



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