Apparently there is a class action suit against Discover

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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MemberSince99
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Apparently there is a class action suit against Discover

Postby MemberSince99 » Thu Dec 12, 2013 4:35 pm

I got some postcard in the mail yesterday that referenced Discover. It was printed with micro-font legal talk. I gathered there must be some class action suit against them.


I threw it away. I have no beef with them. I mean they gave me smaller limits than I would have liked, which is why I closed the card, but honestly I have no problem with them. I don't plan to participate in any suit against them.


Did anyone else get that too?


flan
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Postby flan » Thu Dec 12, 2013 7:11 pm

They recently settled a suit involving illegal automated telemarketing to cellphones.

MemberSince99
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Postby MemberSince99 » Fri Dec 13, 2013 6:35 am

I never got called by them. But I get plenty of scammers calling me and emailing me and I would bet the vast majority of them never get sued for it.

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jumbo
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Postby jumbo » Fri Dec 13, 2013 9:33 am

I got a similar post card asking to participate in the law suit against them.
I threw it away as well.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

MemberSince99
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Postby MemberSince99 » Fri Dec 13, 2013 10:27 am

I feel like if they violated the law, then the government should deal with it and treat them as they would treat us if we violate the law (which won't happen most likely but that's another story).


There are way too many frivolous lawsuits out there which ruin it for when there is a legitimate reason for a lawsuit. I prefer not to participate in this especially given they did not wrong me in any way I am aware of.

darkguy2
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Postby darkguy2 » Fri Dec 13, 2013 4:03 pm

I also got something about it. Just ignored it. Discover has been good to me.
Discover IT - $5,700
Chase Freedom - $5,700
Costco Citi - $13,000
Sallie Mae - $4,000
Chase Sapphire Preferred - $6,000
Chase Sapphire Reserve - $19,500
Citi Double Cash - $6,500
Amex BCE - $13,000

FICOs: Discover (777), SallieMae (764), Amex (767), Citi (772)
FAKOs: CK- TU (760), EQ (760)

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Postby Gamma » Fri Dec 13, 2013 4:53 pm

flan wrote:They recently settled a suit involving illegal automated telemarketing to cellphones.

Andrew Steinfeld v. Discover Financial Services, et al.,

IF YOU RECEIVED A CALL THROUGH THE USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM AND/OR A PRERECORDED VOICE FROM DISCOVER TO YOUR CELLULAR TELEPHONE BETWEEN NOVEMBER 30, 2007 AND SEPTEMBER 10, 2013, THIS NOTICE DESCRIBES YOUR RIGHTS IN CONNECTION WITH SETTLEMENT OF A LAWSUIT AND YOUR POTENTIAL RECOVERY.

I didn't receive any postcard, but got the notice via email. Thought it was spam at first.

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Postby flan » Fri Dec 13, 2013 5:57 pm

MemberSince99 wrote:I feel like if they violated the law, then the government should deal with it and treat them as they would treat us if we violate the law (which won't happen most likely but that's another story).


It's a civil violation, not a criminal one. It's up to people called to deal with it, which has been done.

MemberSince99
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Postby MemberSince99 » Fri Dec 13, 2013 10:20 pm

Well you said it was illegal. Hence it must have violated the law. Even in the case of civil actions such as traffic tickets the government goes after those (because they collect the precious $$$). I'm sure they could do something, if they chose to.


Personally I choose not to participate. I don't need the money, don't feel it's mine to begin with, and let's face it the only people who benefit from this are lawyers.


If they are going to sue, it would be wonderful if they would go after the dirtbag collection agencies that violate the law, now THAT suit I'd pay them to participate in.



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