- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
Thanks for the link, Gamma. I was also trying to find this information yesterday evening. However, after reading over Discover's terms, I will keep my money where it is!
I was skeptical of online banking until I found out my older brother, a financial advisor, uses Ally. In 2012 I also chose to bank with Ally. I have never looked back. I still research all the major online banking options as I come across them but have found that no one can beat Ally.
My bank account requirements are pretty simple: no ATM fees of any kind and the highest APY available for an interest checking account. Ally meets both of these needs and I've never had an issue with direct deposit or mailing in checks. I found it was easy to open an account and every time I've used the live chat or called them my customer experience was satisfactory.
While their website UI is groan-worthy and they discontinued their debit card rewards program, neither of those changes affect me at all. Those are the only negatives I can think of.
*Jeez...they should really pay me to advertise for them.*
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).