Discover Cashback Checking

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Discover Cashback Checking

Postby swipe_masta » Fri Dec 06, 2013 1:57 pm

It's been a long time CCF!
How's it going? I've been doing a lil bit of this. a bit of that...

So, I came across some posts here and elsewhere about Discover's Cashback Checking and am really curious about the details- more specifically, how in the world do I get one? I have searched all over the place! I looked on Discover's main page and nowhere does it mention anything about opening a checking account. I have heard it started out as an invitation only thing, so is it still invitation only? Is it like a beta test for Discover to dip into the checking acct arena or has it cost them too much and they shut it down?

In all honesty, I was just looking for a new place to bank rather than their 10c deals. I have the IT with them and was trying to ease into online only banking and thought Discover would be an easy transition...

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Postby Gamma » Fri Dec 06, 2013 3:05 pm

You can still open one through this link

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Postby samhradh » Fri Dec 06, 2013 9:23 pm

Thanks for the link, Gamma. I was also trying to find this information yesterday evening. However, after reading over Discover's terms, I will keep my money where it is!

I was skeptical of online banking until I found out my older brother, a financial advisor, uses Ally. In 2012 I also chose to bank with Ally. I have never looked back. I still research all the major online banking options as I come across them but have found that no one can beat Ally.

My bank account requirements are pretty simple: no ATM fees of any kind and the highest APY available for an interest checking account. Ally meets both of these needs and I've never had an issue with direct deposit or mailing in checks. I found it was easy to open an account and every time I've used the live chat or called them my customer experience was satisfactory.

While their website UI is groan-worthy and they discontinued their debit card rewards program, neither of those changes affect me at all. Those are the only negatives I can think of.

*Jeez...they should really pay me to advertise for them.*
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).

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