Received my first Gift Card from Discover!

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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nismoZtuner
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Received my first Gift Card from Discover!

Postby nismoZtuner » Mon Oct 07, 2013 3:00 pm

Last week on the 3rd i received my first gift card from discover. Took some time to post it here since i had a bit of bad luck with my car.. :(


$5 for Starbucks! Image
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710
BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]
American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]
Chase Sapphire Preferred[7.3]
Inquires: TU(?) EX(?) EQ(?)
TCL-$19,800
Age-22


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jumbo
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Postby jumbo » Mon Oct 07, 2013 3:38 pm

Nice...
I have never received a gift card from Discover or any card company. Though recently Discover reduced my APR to 14 from 19 percent.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

DavidNY
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Postby DavidNY » Mon Oct 07, 2013 8:33 pm

Cool! I've never seen anything like that from DFS.

jumbo wrote:recently Discover reduced my APR to 14 from 19 percent.


From them that's a compliment. Did you ask for it?

Robrus1
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Postby Robrus1 » Tue Oct 08, 2013 8:05 am

Pretty cool, indeed. I got the same thing a few months ago, not sure why.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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jumbo
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Postby jumbo » Tue Oct 08, 2013 10:29 am

DavidNY wrote: Did you ask for it?


No, I did not ask for it. I got a mail saying "You have an offer, call this number..."
So, I called that number, to find out what the offer was. And the person told me, I had two offers I can choose from:

- first one was to ZERO my APR for 6 months and after 6 months it will go back to what it is now.
- second offer was to lower my APR from 19.99 to 14.99 Permanently.

So, I took the second offer, and its 14.99 now.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

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nismoZtuner
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Postby nismoZtuner » Wed Oct 09, 2013 3:15 pm

jumbo wrote:No, I did not ask for it. I got a mail saying "You have an offer, call this number..."
So, I called that number, to find out what the offer was. And the person told me, I had two offers I can choose from:

- first one was to ZERO my APR for 6 months and after 6 months it will go back to what it is now.
- second offer was to lower my APR from 19.99 to 14.99 Permanently.

So, I took the second offer, and its 14.99 now.


awesome my lowest APR card is marriott @ 15.24% when it comes to a credit not charge..while my discover, amex and boa cards are 20-22%
TU 752 (+4) - [5/9/2014] CK 726 - [11/24/14] EX 725 - [11/20/14] EQ 710

BankofAmerica Cash Rewards [2k] I American Express Blue Cash Everyday [3K] l Discover IT[2.5]

American Express Premier Rewards Gold [NPSL] I Marriott Rewards Premier [5k]

Chase Sapphire Preferred[7.3]

Inquires: TU(?) EX(?) EQ(?)

TCL-$19,800

Age-22

Ikarus
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Postby Ikarus » Wed Oct 09, 2013 7:12 pm

jumbo wrote:No, I did not ask for it. I got a mail saying "You have an offer, call this number..."
So, I called that number, to find out what the offer was. And the person told me, I had two offers I can choose from:

- first one was to ZERO my APR for 6 months and after 6 months it will go back to what it is now.
- second offer was to lower my APR from 19.99 to 14.99 Permanently.

So, I took the second offer, and its 14.99 now.


I would've taken the 6-month 0% APR to purchase a big-ticket item with a 6-month buffer.

But if you weren't planning on buying anything, I guess a permanent drop in APR sounds nice. :)
Merrick Bank (Hooters) 4100
Cap One Quicksilver 2800
Discover it 2500
Citi Forward 5400
Chase Freedom 1000
AMEX Blue Cash Everyday 5500
Citi Dividend 5600
Cap One Visa Platinum 750 (CLOSED)



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