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All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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DeeJay8385
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Posts: 44
Joined: Fri Sep 13, 2013 3:51 am
Location: Las Vegas

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Postby DeeJay8385 » Fri Sep 27, 2013 10:26 pm

Hey guys/girls
After lurking on the forums for a week I finally joined. As my signature states I recently was approved for a AMEX CBE credit card and was reading abt the 3x CLI after 61 which sounds really good and I plan on doing that. I have a few questions though. I was approved on 9/24/13 so 61 days after my acct was approved would be 11/25/13? Also I would like my scores to be around 700-759. How likely am I to achieve that goal? My balances on my discover card is $232 and my capital one is $102 with a utilization rate of 12%? I also have my auto loan through capital one and the balance of that is $17k. I never missed any payments and always paid my bills on time and paid extra over the last two years. I have this app called credit karma which is a great app and it said that with my limited credit history (oldest credit card is 2.25 yrs) it will be hard to get better rates. I hope someone can shed some light on me and I'm glad to be apart of this forum
FICO scores (myfico.com):
11/04/14 EQ 746, EX 712, TU 746
02/20/14 EQ 657,EX 649, TU 689


Current Cards:
Discover IT - 3/2013 $1,200; CLI 9/24/13 $1,500; CLI 12/26/13 $1,900;3/26/14 $4,400
Citibank TYP - 9/2013 $1,000 CLI: 4/29/14 $2,100; CLI 10/29/14 $3,400
AMEX BCE - 9/2013 $1,000;CLI 5/19/2014 $2,200;CLI 11/19/14 $6,600
BestBuy Store Card - 10/2013 -$1,000
Barclaycard Arrival MC - 1/2014 $2,500, Auto CLI 8/12/14 $6,500
Bank of America Cash Rewards - 10/21/2014 $5,000
Barclaycard Carnival World MC- 4/4/15 $3000

Closed Cards
Capital One Secure MC - $651 6/2011-10/29/14


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