Discover Auto CLI With no Usage

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Robrus1
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Discover Auto CLI With no Usage

Postby Robrus1 » Fri Sep 06, 2013 9:35 am

Just got an email from Discover informing me that I got another whopping $250 auto CLI, which frankly surprised me, seeing as I haven't used the card even once since my last auto CLI. Anyone else getting them even with no usage? I was under the impression that they wouldn't give auto CLIs unless you're using the card some. I'm cool with it though, I hope they keep it up. I think it's great!
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hockeyplayr
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Postby hockeyplayr » Fri Sep 13, 2013 5:39 pm

I've been using the card regularly for the two months I've had it and woke up this morning to an email about a $500 credit limit increase. Thought most places wait at least 6 months
Credit Scores: Equifax - 736 (October Fico) | Experian 726 (October Fico) | TU - 758 (October Fico)

Credit Lines: Diners Club 20k | Citi DC 9.1k | SDFCU 5k | Penfed 7k | Amex BCE - 10.5k | Chase Marriot - 5.2k | CSP - 6.5k |Discover IT - 9k | Sallie Mae 3.8k | Citi TYP - 3.5k | BOA 123 - 4.9k | Total Rewards 3.25k|

cashinout
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Postby cashinout » Fri Sep 13, 2013 10:06 pm

Same thing here got the email and letter in the email with an auto 400 increase putting me at 2900 now i read on here where they said that discover was stingy however i have only had the card since june i guess we are lucky or maybe its the IT card and the old discover is stingy i don't know but its all good
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sakhalin
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Postby sakhalin » Sat Sep 14, 2013 2:10 pm

At my 6 month mark, they gave me a $250 increase, even though I haven't used the card for like 3 months at the time. I did use it a lot when I first got it though, since it was 5% cashback on all online purchases last year.
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mdl28
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Postby mdl28 » Mon Sep 16, 2013 10:16 pm

after 6 months I got a $500 increase but they did inform me it is now 3 months after opening account you are up for a CLI.
MDL

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jumbo
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Postby jumbo » Tue Sep 17, 2013 10:24 am

In 2012 I went out of country for a month, so there was no activity on my discover for the month. After I came back, I got a mail saying that my CL has been increased by $500.
So looks like we need to stop using discover. :P
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jumbo
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Postby jumbo » Tue Sep 17, 2013 1:44 pm

After reading this post, I actually called Discover and asked for a CLI from 2000 to 3500, and the person approved me for the increase in less than 5 minutes.
I was asked about my employment status/income and my housing status (rent/own). That's it.
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Robrus1
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Postby Robrus1 » Tue Sep 17, 2013 8:44 pm

Discover is an odd duck, I like them, but they're odd. I used my card a lot when I first got it because it was 5% cash back on dining, and I ran 5 or 6K through the card in the first few months I had it, but then I upgrated by Blue Amex to BCP and it has been in the sock drawer for about 6 months but I still get increases. It's kind of smart, because it makes me want to start using it again. I will for the online shopping over the holidays. I was wondering if that counts for paying bills online too. I think that question has already been answered here but I can't remember what the answer was. Jumbo, congrats on your CLI! I think it's coming out of the sock drawer and I'm going to start carrying it again. I need a wallet with more cc slots. First online purchase idea; wallet. And yeah, don't use it and they reward you? No one else does that.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
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Credit Union 10K
Discover IT 7.75K

DavidNY
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Postby DavidNY » Tue Sep 17, 2013 9:36 pm

Robrus1 wrote:I was wondering if that counts for paying bills online too.


After not seeing the 5% for online bills on my statement, I messaged them. They said they'd credit me because I asked. So yes if you ask.



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