JSS3 wrote:"Sock drawered" means to put it away in a dresser and not use it, correct? Won't cards close due to inactivity when you take this route?
Yes that's correct, technically, though simply not using it is roughly the same effect.
Yes eventually they will. Every lender has different policies as to how they handle this. But eventually they will close it. I'm not sure how long it takes a general rule of thumb people give is at a minimum use it every 6 months to keep the account open, with Discover I'm honestly not sure how long they give you.
So if I don't eventually use it, at some point they will close it out.