- Centurion Member
- Posts: 179
- Joined: Fri Apr 12, 2013 4:47 pm
- Location: Indianapolis, IN
So I'm to the point I want to pay off my current debt and pay in full every few days. I've never had a problem paying a credit card company as many times as I want. I'm using my Discover card as my go to card for everything because it has a credit limit that will hopefully grow, an APR that I anticipate shrinking, and a rewards program i don't mind. I still want to add a full time 2% card or maybe a 3% card like BCE/BCP. Anyway...
I found out today that Discover puts a limit on how many times you can pay and still be credited in a timely manner. I paid $125 this past Friday, and $300 on Saturday, then $150 tonight. That's $575 in under a week. Unfortunately, Discover thinks it's a security risk to allow you to pay that often. They only credited my account $125 and said each additional payment made in the following three days would be delayed up to 8 days.
THE FRACK?! I want to pay my bills when I want to pay them. This doesn't bode well for my future with Discover, and I hope there's a good reason.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680