I bit the bullet

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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MemberSince99
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Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Fri Jul 05, 2013 9:26 am

Your profile, since you have a Centurion, has to justify the max limit they can give you. But they are known to be conservative (and admit it proudly) so who knows what they will do.

I just read another account saying they like for you to carry a balance. I'm sorry I'm just NOT going to do that, I would not even do that for Amex even if they wanted it (which they don't so we are good there). I hate to say this, but it's the truth that my spending/payment habits are pretty much ideal for Amex and Chase and not so good for Discover and Citi (who seem to like you to carry a balance).

Not sure if my getting Discover was all that great an idea despite loving their great customer service, but then it's not like I have to put heavy spend on it (and I won't). I may as well take advantage of the 5% categories on it.


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FastSRT8
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Postby FastSRT8 » Fri Jul 05, 2013 11:41 am

For the sake of building an info base here I should call them and ask.
Carpe diem quam minimum credula postero!

flan
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Location: chicago

Postby flan » Fri Jul 05, 2013 12:30 pm

[quote="MemberSince99"]

Friend of mine just got a capital one card with a 25K limit.... That's what they gave him, he didn't ask them about getting that much.

MemberSince99
Centurion Member
Centurion Member
 
Posts: 4913
Joined: Sun May 20, 2012 4:35 pm
Location: WI

Postby MemberSince99 » Fri Jul 05, 2013 1:06 pm

flan wrote:Friend of mine just got a capital one card with a 25K limit.... That's what they gave him, he didn't ask them about getting that much.


Your friend is clearly VERY much the exception to the rule then as I'm sure you know. He's 1 in 10,000 at best, at absolute best. I've heard of a few people having a line like that with them, but then again a few people have a Centurion too but I've personally honestly never seen one and don't know anyone in person who has ever had one.



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