Apparently Discover has a new CLI policy

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Apparently Discover has a new CLI policy

Postby MemberSince99 » Wed Jun 26, 2013 6:38 am

I guess after hearing complaints (frrom people like me) they have a new policy where you can request a CLI after 90 days. (I read this on FICO).

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Postby Calipso » Wed Jun 26, 2013 3:40 pm

Still counts as a hard pull though.

My card went from $5,500 to $7,200 (with their auto CLI) and when I requested another CLI two months later they gave me $500 and pulled TU. Not worth it.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

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Postby im_mr_awesome » Wed Jun 26, 2013 4:23 pm

I asked just a few weeks ago and they said it was six months from opening a new account. I'll be interested to see if this is true. I've heard of Discover giving an Auto CLI after three months, but not customer requested.

I may work on my Discover card harder and ask at the three month mark.
Scores on the mend...
FICO: 650 (Discover/TU, 6/23/2016)
Cards I Use Citi Double Cash, Chase Amazon, Capital One QuickSilver
Sock Drawer Discover IT, Citi Diamond Preferred, AE Visa, QuickSilver One, Walmart CC, CareCredit, CreditOne (keeping for history for now)
Short Goal Reach 680

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