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Hello, I'm new to the forum but have read it in the past (and have read reviews of cards).
I'm not exactly in the market for needing/wanting another card yet, but I'm curious on exactly how these two cards are different.
From what I can tell already, the APR eligibility vary a little (13-19% vs 11-23%), but that's not a concern to me exactly since 1) I always pay my cards off in full, 2) If I didn't, I'd be looking at a non-rewards credit card that had a lower rate. The Student card also doesn't have an intro rate for balance transfers (also meaningless to me). The rewards look identical... the fees look identical.
I'm guessing the differences show up on what 1) What kind of credit the person applying has and 2) What credit limits are possible for each card.
I'd assume that the Student card has slightly looser application requirements and that it would also result in a smaller credit limit... regardless of how good one's credit is. Am I right on this in any way? If not... someone needs to show me why Discover has two "different" cards