Ratfacedudeguy wrote:You know, doing some thinking about it, they may be so willing to give me high limits because I have such a prominent history of carrying balances and paying interest. I think that's the key is the paying interest part. I'm profitable for them and haven't ever burned them or missed any payments or anything. Maybe having a high limit Discover card isn't something to be proud of after all lol.
Discover seems like they want you to use the card a lot, but they prefer smaller transactions. They also prefer to give most people lower limits, and I agree that they like people to pay on time and carry a balance, but to make their payment early. The two times I got emailed about receiving an auto cli was just a few days after I had made a payment before receiving a statement. Discover likes you to spend less and pay less, vs Amex who likes you to spend spend spend, but then they want to be paid back asap. Their business models couldn't be much more different.