Discover payment options

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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432521
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Discover payment options

Postby 432521 » Fri Apr 12, 2013 10:31 pm

Is Discover the only credit card company that doesn't allow payments for more then the current posted amounts?

I am doing all of my credit card payments today and all of them have pending charges. For example my chase has 90 posted and like 3 pending so a total of 93, I can make a payment of 93 dollars, but for my discover I have 100 posted and 200 pending and when I try to pay the 300 it tells me I can't and the most I can is 100.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


Gamma
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Postby Gamma » Sat Apr 13, 2013 9:15 am

From what I've been told by a CSR, you can only do an overpayment of 100% of your current balance. In this case, only 200 instead of 300. By the way, have you been able to do an overpayment with Chase? I have NEVER been able to do so.

DavidNY
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Postby DavidNY » Sat Apr 13, 2013 9:59 am

If you push the payments from your bank they'll take them.

432521
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Postby 432521 » Sat Apr 13, 2013 11:05 am

Gamma wrote:From what I've been told by a CSR, you can only do an overpayment of 100% of your current balance. In this case, only 200 instead of 300. By the way, have you been able to do an overpayment with Chase? I have NEVER been able to do so.


I did it last night. My posted balance is 90 bucks and I have a pending transaction that is 3 bucks and I was able to pay the full 93 bucks. Tried to do the same for discover and it didn't work.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

Gamma
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Postby Gamma » Sat Apr 13, 2013 5:08 pm

DavidNY wrote:If you push the payments from your bank they'll take them.

You mean like bill pay?

432521 wrote:I did it last night. My posted balance is 90 bucks and I have a pending transaction that is 3 bucks and I was able to pay the full 93 bucks. Tried to do the same for discover and it didn't work.

Did you pay with bill pay or from your chase log in website?

DavidNY
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Postby DavidNY » Sat Apr 13, 2013 5:10 pm

Gamma wrote:You mean like bill pay?


Yes .

432521
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Postby 432521 » Sat Apr 13, 2013 8:49 pm

i did it through my chase login
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday



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