Changing from More to It

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
PopiLopi
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Location: Miami, FL

Postby PopiLopi » Sat Jan 26, 2013 7:41 pm

I called to change it today, they told me it won't change until feb 27th because my billing cycle closes tomorrow.
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)


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Calipso
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Location: Boston

Postby Calipso » Mon Jan 28, 2013 5:20 pm

I converted last week and it should convert after my next billing cycle.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Mon Jan 28, 2013 5:27 pm

I earned about 20 bucks this month. I would have earned more, but I stopped using the card after I had to pay too much money for some new tires and repairs for my card. I only got 2% on that purchase. At least I got 2% though.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Dman316
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Location: Pittsburgh, PA

Postby Dman316 » Sat Apr 13, 2013 10:52 am

Features are the same except IT has a few extra bells and whistles (longer payment deadline, etc.)
My Cards

Chase Freedom Visa Signature: $5.2K
Capital One Quicksilver Visa: $7.5K
Discover IT: $5.5K
Huntington Voice World Mastercard: $1.6K

In the garden indefinitely.

rockyrock
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Location: Ventura, CA

Postby rockyrock » Thu Apr 25, 2013 5:17 am

Dman316 wrote:Features are the same except IT has a few extra bells and whistles (longer payment deadline, etc.)


I thought the Cash Back was now fixed vice tiered. Is this not the case? That would make a big difference in the long run. Thanks.
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

C.K.
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Location: Michigan

Postby C.K. » Thu Apr 25, 2013 11:03 am

Yes IT is always a full 1% on non-category spending.
Discover IT: $2,500 CL
BankAmericard Better Balance Rewards Platinum Plus Visa: $2,000 CL

758 FICO Score from TransUnion at no charge thanks to Discover!

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Z06Biker
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Location: Los Angeles

Postby Z06Biker » Thu Apr 25, 2013 3:55 pm

Did you get the standard metallic-looking card (would be better if it WERE metal!) or the custom city-skyline version?
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

rockyrock
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Postby rockyrock » Fri Apr 26, 2013 5:35 am

Just converted, it took about five minutes on the phone. For some reason Chat was unavailable.

My rollover date is the 4th which is a weekend so Monday the 6th it is.
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

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Z06Biker
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Location: Los Angeles

Postby Z06Biker » Fri Apr 26, 2013 4:19 pm

rockyrock wrote:For some reason Chat was unavailable...


Well that's disappointing. And here I thought from their commercials that it's always a big jovial black lady who answers the phone??
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

pewpew
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Postby pewpew » Sun Apr 28, 2013 7:03 pm

Just converted too. just for the kicks i asked the rep if i could lower my interest. i was put on hold, transferred to a different department. they said yes and offered me 2 options, 0% for 12 months or reduce my current purchase rate from 10.99 to 8.99% for the life of my account. i took the latter, just in case i would ever need to carry a balance in the future. but i rarely carry any balances.

i put in the request on the 28th of April, it will take effect on the 1st of may
Junk I use:
AmEx Platinum for Mercedes Benz from, 75k spending ability
AmEx Everyday 8.99% + Prime, 44k CL
Chase Ink Bold, 35k
Chase Freedom (Converted from WaMu VISA) from '07, 5.99% + Prime, 30k CL

Junk I don't use
BoA Susan G. Komen Cash Rewards (converted from World Points MC) from '07, 7.9% Fixed APR, 30k CL
Discover IT (Converted from Discover More) from '08, 5.74% + Prime, 20k CL
AmEx Clear from '07, 4.99% + Prime, 10k CL
All 3 credit scores are over 800.



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