Approved for IT card (info inside)

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
1 post
User avatar
nomnomnom
Gold Member
Gold Member
 
Posts: 26
Joined: Sun Jan 13, 2013 3:00 pm
Location: Portland, OR

Approved for IT card (info inside)

Postby nomnomnom » Mon Jan 14, 2013 3:38 pm

Approved for $6,000 CL on Discover It card. Got the 5-7 day wait, called, took ~1 minute, approved. Didn't ask any questions. Portland, OR area. They hard-pulled both EQ and TU.

FAKO scores: Equifax 729, Transunion 732

Hard Inquiries 1 year back: EQ 19, TU 3
(Note: Most are from January 2012, so Feb. 2013 should be better.)

On-time: 100%
Public Records: 0
Utilization: 33% (soon to be 0%)
Average Account Age: 2 years, 2 months ( This is because Summer 2012 I finally finished "repairing" my credit and I'm essentially starting over now )

I also have a AmEx Hilton Honors $7500, Chase Slate $7500, OnPoint CU $5500, HSBC Best Buy $3000, Capital One Orbitz $1000.

Hope this information helps others. Any questions feel free to ask.
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]


Return to “Discover, Diners Club”

Who is online

Users browsing this forum: No registered users and 3 guests