Applied for Discover

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Ronisonce
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Applied for Discover

Postby Ronisonce » Wed Jan 02, 2013 9:21 pm

New to the Forum, applied for Discover and got approved (first time applying) with a limit of 5k. Credit score the last time I checked was 770.. My question is, will discover send me my credit report with the new card? I'd like to know what my current score is.

Other cards I have are Bank of America Rewards, Bank of America Student Visa, Best Buy and then a Jared Galleria of Jewelry that I didn't even know I signed up for, thought it was just a loan - that irritated me.

Thanks,
Ron


plc44
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Postby plc44 » Thu Jan 03, 2013 2:12 pm

I don't think I received a Credit Report with my card, but I also had a very limited credit history.
Discover More - $1000 (07/12)
Chase Freedom - $1000 (02/13)
American Express SPG - $2000 (08/13)
American Express Green Card - NPSL (12/12)

Ronisonce
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Postby Ronisonce » Thu Jan 03, 2013 4:16 pm

Received my card today actually, activated it and it included my FICO from Equifax, it was 762. I'm curious as to what my average score is from the other 2 credit bureaus, what is a legitimate site to get these ?

websteth
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Postby websteth » Thu Jan 03, 2013 5:06 pm

Typically, I have seen them send you a report with the score only if you do not get approved.
American Express: Platinum, Zync, Platinum Delta SkyMiles, Blue, Starwood Preferred Guest
Barclaycard US: iTunes Reward Visa, US Airways Premier World MasterCard
Chase: Sapphire Preferred Visa Signature, Freedom Visa
Citi Bank: Hilton HHonors Visa Signature, AAdvantage Platinum Select World Elite MasterCard
Bank of America Virgin Atlantic World Elite MasterCard
Discover: Discover it
Other:Macy's Star Rewards, Target REDCard

kcarter609
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Location: VA

Postby kcarter609 » Thu Jan 03, 2013 6:48 pm

When I applied for my IT card, they sent me my credit report. FICO was 760. That was in October. It's buried in with all of the other paperwork.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

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nomnomnom
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Postby nomnomnom » Thu Jan 17, 2013 2:30 pm

I received a simple score print-out, but not a full report. You could maybe call and request a full report?

Couldn't hurt, their customer service line is great, and the worst they'll say is no.
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]

ncosky290
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Location: Minneapolis

Postby ncosky290 » Sun Feb 17, 2013 10:11 pm

Ronisonce wrote:Received my card today actually, activated it and it included my FICO from Equifax, it was 762. I'm curious as to what my average score is from the other 2 credit bureaus, what is a legitimate site to get these ?


You really got the card in 1 day?
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-

432521
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Postby 432521 » Sun Feb 17, 2013 10:17 pm

ncosky290 wrote:You really got the card in 1 day?


If you want your credit card in one day all you have to do it call them up right after you apply online and tell them you need it right away and they will expedite it out to you. 1 day maybe pushing it, from my experience I usually get my expedited card from Discover within 2 days. 3 days the latest.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

ncosky290
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Postby ncosky290 » Sun Feb 17, 2013 10:22 pm

432521 wrote:If you want your credit card in one day all you have to do it call them up right after you apply online and tell them you need it right away and they will expedite it out to you. 1 day maybe pushing it, from my experience I usually get my expedited card from Discover within 2 days. 3 days the latest.


Well I don't just from the time stamps it seemed like it was overnighted for him... I applied on Thursday. Got an email this am saying it was shipped. I don't know if it was shipped today which means tomorrow if they work. Tuesday the latest. If the email was late then it was shipped probably Friday so I should get it tomorrow. Anyways since no way to track it the card will be on my desk this week sometime.
-AMERICAN EXPRESS DELTA GOLD SKYMILES - AMERICAN EXPRESS EVERYDAY -AMERICAN EXPRESS PLATINUM - CITI DOUBLE CASH - CITI PLATINUM AADVANTAGE - CITI THANK YOU PREFERRED - BARCLAYCARD ARRIVAL PLUS - DISCOVER IT - CHASE SAPPHIRE PREFERRED-



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