- Green Member
- Posts: 5
- Joined: Tue Oct 23, 2012 1:28 pm
- Location: Port Washington, NY
My mother is 86 + years old, widowed, in poor health and living with me as my dependent as she has no other family and no assets (doesn't own a house, bank accounts or any personal wealth.) She has only her monthly Social Security payments as income to help her (and me) pay for her healthcare and other living expenses.
She had to borrow some money a few years ago for travel needs since her older sister overseas was dying. She initially made monthly payments on her account, until her other health needs became too much and she couldn't afford to pay Discover Card anymore.
When she stopped paying Discover, they sued her to collect, and she had to make a settlement and promise to make monthly payments on the account.
I stepped in and started paying her dues to Discover Card for now, but I have too much debt of my own to take on this additional load for her. The last three years economy and family health costs have been huge, and my mortgage is also upside down. I was not party to the settlement, so I am not legally responsible for making those payments.
If she (or I) stop making the payments on the settlement, can Discover Card throw her in jail? Or what other action could they really take? She has no property or assets for them to attach, and no income other than Social Security.
Can anyone please advise???