New Discover IT

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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kcarter609
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New Discover IT

Postby kcarter609 » Thu Oct 18, 2012 6:37 pm

Just got it now and activated it. $5k limit, $500 cash advance limit. 0% for 15 months (until February 2014).

Side note, my Equifax FICO score is 760. It was 730 on Experian when I got my Freedom in August 2012. Big improvement.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)


irvine801
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Postby irvine801 » Thu Oct 18, 2012 9:41 pm

Nice. Did u like the box? :D
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

kcarter609
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Postby kcarter609 » Thu Oct 18, 2012 10:13 pm

Yeah it's a pretty cool box. But it wears off fast. I looked at it and threw it in the trash.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

sakhalin
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Postby sakhalin » Wed Oct 24, 2012 9:30 pm

I want to PC my More to the IT. It wouldn't be a hard pull or anything, right?
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

kcarter609
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Postby kcarter609 » Wed Oct 24, 2012 9:31 pm

sakhalin wrote:I want to PC my More to the IT. It wouldn't be a hard pull or anything, right?


Shouldn't be, but just ask Discover to be sure.

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

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Terry
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Postby Terry » Wed Oct 24, 2012 9:53 pm

Discover allowed my More to be PC to IT at the beginning of the following billing cycle. When I called to change, the CSR was very friendly and she congratulated me on the decision to move to the new Discover IT. The card was received two days after my cycle close by UPS overnight. THANK YOU DISCOVER!

P.S. No hard pull.
AMEX Green Card - NPSL [Member Since 1995] ;)
AMEX Everyday Card ($25,000) 6/14 Backdated to 1995 - For 20% Extra Points Benefit
Chase Freedom Visa Signature ($17,000) - For 5% rotating categories
Citi ThankYou Preferred Visa Signature ($16,000) - 2% dining
Discover IT Humane Society Design ($16,500) - For 5% rotating categories
Firestone ($2,600) - For 0% financing
Home Depot ($10,000) - For 0% financing
JCPenney Credit Card ($7,000) - For special discounts
Sam's Club MasterCard - ($20,000) - 5% off gas at any fuel pump
Wells Fargo Personal Line of Credit - ($15,000)

FICO's - 767 EX, 778 EQ, 790 TU [02/2015]

sakhalin
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Postby sakhalin » Wed Oct 24, 2012 10:09 pm

Terry wrote:Discover allowed my More to be PC to IT at the beginning of the following billing cycle. When I called to change, the CSR was very friendly and she congratulated me on the decision to move to the new Discover IT. The card was received two days after my cycle close by UPS overnight. THANK YOU DISCOVER!

P.S. No hard pull.


Nice! I'll request to have my More converted soon. I really like the design. My current More design is a random guitar one they sent me. I didn't get to choose when I applied :(
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

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Snowman
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Postby Snowman » Wed Oct 24, 2012 11:22 pm

I thought you were able to pick your design before applying for the card....
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.

itsmeandrew
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Postby itsmeandrew » Wed Oct 24, 2012 11:56 pm

Is there a restriction on how soon you can try for a PC? I just got my More not too long ago but would love the IT.
Capital One Platinum $500 (2/2010) CLOSED (1/2013)
Wells Fargo College Cash Back $1.2K (8/2011) CLOSED 3/2015
Chase Freedom (Signature) $10K (4/2012)
AmEx Zync NPSL (4/2012)
Samuels Financing $2.9K CLOSED 4/2015
Discover IT $3.95K (7/2012)
Chase Marriott Premier (Signature) $5K (9/2012)
Chase Slate $2.5K (12/2012)
Citi Simplicity $4K (3/2013)
AmEX BCE $9.5K (5/2014)
Chase Amazon $4.5K (5/2014)
Barclaycard Apple Financing $2K (6/2014)
Capital One VentureOne (Signature) $5K (1/2015)


TU (Discover): 760

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Snowman
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Postby Snowman » Thu Oct 25, 2012 12:00 am

Is there much of a difference between the It and the more, from what I hear it is kind of the same thing except some of the reward categories are different, though I don't know for sure...
Bank Of America: BankAmeriCard Cash Rewards-4.2k
Citi: Forward-4.5k American Airlines Advantage Platinum Select World Elite MasterCard 9/6/15-4K
Discover: More-7k
Amex BCE.2k- Amex SPG-5k
Chase: Freedom-5kSouthwest Rapid Rewards Plus- 3.6k
Capital one: Venture one-10,000, Visa Signature.



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