Hi Money Card,
Thanks for your reply.
I did ask a manager at Wells Fargo about 3 months ago whether I could be approved for an unsecured card and his response was that I'll be informed
. Perhaps I should have pushed a bit more and asked him to get an assessment or something (this was all just a brief conversation).
My wife already has the AmEx Blue Preferred and I wanted to try and compliment the cash back that card offers with the 5% from Discover (particularly as they are offering 5% cashback on all online shopping - which is where I tend to do all my shopping - and Xmas is coming up).
Failing the Discover then perhaps the next best alternative would be Chase Freedom but I haven't received any offers from them.
Credit-building comes first and then cashback cards second. Perhaps I'll sit and wait on the Wells Fargo card to become unsecured and take it from there.