Does Discover stack their cash back?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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432521
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Does Discover stack their cash back?

Postby 432521 » Sun Sep 30, 2012 10:33 pm

So tommorow is the beginning of online shopping and thats 5%, I see that some of the discover retailers like best buy are also 5%, and I signed up for the october 6th 2%. Does that mean that if I buy something thru discover on october 6th I will be getting 12% cash back for my purchase?
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


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djrez4
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Postby djrez4 » Mon Oct 01, 2012 8:02 am

It sounds like you're talking about shopping in the Discover mall. The % you get from the mall transaction is all you get. The 2% on the 6th is for non bonus purchases.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
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bisbicos
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Postby bisbicos » Mon Oct 01, 2012 9:56 am

Yes it does stack the 5% for online shopping and the 5% through shop discover.com. I plan on buying a TV and getting 10% cash back or around $120.
Credit Cards
American Express: Fidelity Rewards (2% cash back) 9.5k
Zync NPSL
Discover: Discover More (5% rotating categories) 12k
Mastercard: Chase Freedom (5% rotating categories) 4.6k
Visa: Citi Forward (5x pts on restaurants) 15.7k
Citi Dividend (5% rotating categories) 5.6
Capital One Journey (1.25% cash back) 1.25k
BofA AAA (5% on gas) 2.5k
PenFed Platinum Rewards (5% on gas 3% groceries) 7.5k

Future Cards
US Bank Cash +
Chase Ink

432521
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Postby 432521 » Mon Oct 01, 2012 10:53 am

well thats two conflicting answers
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

FutureBillionaire
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Postby FutureBillionaire » Mon Oct 01, 2012 11:11 am

I've heard that it stacks.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

lexareece
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Postby lexareece » Mon Oct 01, 2012 1:01 pm

I would call them to confirm. When they have bonus days, for example ST Patricks day they did 2% bonus cashback on all purchases, that fell in the 5% on gas. I called and asked and they assured me I would get 7% cash back on fuel that day. I filled up every car and gas can I own. I called and asked if I paid my bills, when you already get 2% on certain bill payments if it would give me 4% cash back and they said that I would not, something about only standard purchases. So Call them to be sure.
In my Wallet-
[size=60]Bank of America-Platinum Privledges Cash Rewards Visa Signature 12K
American Express- , Starwood Preferred Guest 6K, Hilton Honors 6K, Amex Everyday 10K, Business Gold Rewards
Chase- Freedom Visa Signature-6K, United Millage Plus Explorer Platinum Visa-5K
Barclays- US Airways Dividend Miles Business Master Card 24K[/size]

[size=60]In a Drawer
Bank Of America- Platinum Plus Rewards- 22K, Royal Caribbean Visa Signature 8K
Discover- More Card 8K
Citi- Thank You Mastercard Card 6K, Hilton Honors Visa Signature-10K, American Airlines World Master Card 6.5K
Credit Union Card- 20K- 6.9%APR NO Fees Period(for when I get in trouble[/size]

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djrez4
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Postby djrez4 » Mon Oct 01, 2012 1:18 pm

432521 wrote:well thats two conflicting answers


I talk out my ass a lot. I could be completely wrong. ;)
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

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djrez4
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Postby djrez4 » Mon Oct 01, 2012 2:13 pm

My ass was wrong. I just chatted with Discover. If you shop online through ShopDiscover, you get the merchant bonus plus the 5%. If you do it on 10/6, you get the extra 2% as well.

Christmas is only 3 months away!
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]

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432521
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Postby 432521 » Mon Oct 01, 2012 2:22 pm

djrez4 wrote:My ass was wrong. I just chatted with Discover. If you shop online through ShopDiscover, you get the merchant bonus plus the 5%. If you do it on 10/6, you get the extra 2% as well.

Christmas is only 3 months away!


It would be 12% cash back because shopdiscover would be considered online which is also 5%cash back
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

hematino
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Postby hematino » Mon Oct 01, 2012 4:00 pm

And if October is your birth month, it can be a whopping 14% cash back, 5 each from shopdiscover and the quarterly promo, 2 for birth month promo, and 2 for Oct 6th bonus. Shames any other rewards card I can think of!
Now she's eyeless.
The snakes she held once
Eat up her hands.



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