Discover IT Application - Here!

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
85 posts
FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Tue Sep 11, 2012 5:57 pm

I've gotten a couple of comments of how cool the card is already. Also, folks ringing me up have been confused. I think it is a cool card. I have used it pretty frequently because it is my birthday month.

I plan to use it alot in the 4th quarter for online shopping. I think Discover on the whole is pretty awesome.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


agp
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Location: US&A

Postby agp » Sun Oct 07, 2012 10:12 am

Applied and got instant-approved. Booya!

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Oct 08, 2012 11:54 am

agp wrote:Applied and got instant-approved. Booya!


Congrats. It's a good card.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

432521
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Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Mon Oct 08, 2012 1:39 pm

since I have gotten this card I have never used it in store. The only time I have used it was yesterday to buy something online.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

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t528491
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Joined: Sun Aug 05, 2012 12:49 pm
Location: GA

Postby t528491 » Mon Oct 08, 2012 5:18 pm

I've been using it a good bit, since I don't have any other rotating cashback cards. I'll certainly use it a great deal in the coming months for online shopping.
[size=80]
02/12 Authorized user on Chase Freedom ($5000)
08/12 Discover It ($1500)
08/12 American Express Zync (NPSL)
12/12 NFL Visa ($500)[/size]

[size=60]Future cards:
Citi Forward for Students 6/13
American Express Blue Cash Everyday 1/14
Sallie Mae World Mastercard 2014
Chase Freedom 2014
Penfed Platinum Rewards Card 2015[/size]

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Oct 08, 2012 6:15 pm

I used mine alot this weekend for the promotion on the 6th. I did some online shopping and then some damage at the outlet mall. The restaurant we ate at in the mall didn't take Discover. Womp, womp.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

CoolBradG
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Posts: 17
Joined: Tue Oct 11, 2011 10:36 am
Location: Michigan, USA

Postby CoolBradG » Mon Oct 08, 2012 8:35 pm

I'll be changed over from the More version to this card on my next billing cycle! :D
Credit Lines
Discover IT (June 2010, 1.5k)
Chase Freedom (Sept 2011, 2k)
Dell Finance (April 2012, 2k)
Chase Amazon (May 2012, 1k)
American Eagle (Aug 2012, 4k)
Kohl's (Sept 2012, 600)

sakhalin
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Posts: 249
Joined: Thu Jul 05, 2012 6:55 pm
Location: West Coast

Postby sakhalin » Mon Oct 08, 2012 8:42 pm

Do they pull anything if I request to PC my More to the IT?
AMEX BCE ($20,000), Citi Forward ($6,800), Discover IT ($5,250), BoA Travel Rewards ($1,800)

432521
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Posts: 379
Joined: Thu Apr 26, 2012 3:15 pm
Location: USA

Postby 432521 » Mon Oct 08, 2012 11:08 pm

sakhalin wrote:Do they pull anything if I request to PC my More to the IT?


I don't think they do
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

jeffysdad
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Location: Texas

Postby jeffysdad » Tue Oct 09, 2012 6:59 am

Regarding PC from More to IT. I tried to do that immediately after the card was introduced and was told it would be no problem. Weeks and multiple calls to Discover later and it still wasn't done. They completely screwed it up in every way possible. I was told I would need to open a new IT account with a portion of my available credit on More. That's what I did. I then moved all of the credit line to IT and closed the More account. It was a hassle and complete waste of time. The bad experience with Discover prompted me to look for a new home for the money that I had in my Discover savings account. I moved it to an Amex savings account (with higher interest) and immediately after the money was moved out of the old account, Discover closed it with no instruction to do so from me. In short, Discover's exciting new product rollout lost them a customer.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.



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