- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I'm currently using my Discover More for the 5% back at restaurants. I have my account set up for autopay of full statement balance. I also requested a payment date of the first of every month. All good.
I have set up my other cards the same way. The difference for me with Discover is that in changing the payment due date, they effectively shortened my grace period.
For all my other cards, when you move the payment due date the cycle date moves along with it 20-25 days before (whatever). Discover moved my due date up (to the 1st of mo. to accommodate my request) but left my cycle date where it was, shortening my grace period. This is a separate issue from autopay, from my understanding.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.