Just applied for More student version

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
7 posts
432521
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Location: USA

Just applied for More student version

Postby 432521 » Mon May 21, 2012 6:12 pm

I got instant approval. I was gonna wait but I wanted to get some hard inquires out of the way for now and have them all drop off at one time. How long does it take for them to usually fall off?

Does discover upgrade the student version to regular version over time? I was gonna go for the regular version but I was to scared to app and then get denied and then waste a inquire.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday


irvine801
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Postby irvine801 » Mon May 21, 2012 11:45 pm

"Student" for discover is just an easy way for students to get approved. Yours is the same as the regular more card but I'm assuming it has a higher Apr and lower limit. Just prove yourself with a good payment history and they should be increasing your CL from time to time.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

432521
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Location: USA

Postby 432521 » Wed May 23, 2012 1:52 pm

Crazy I just found out my limit is 2,500 which is higher than my other two cards combined
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday

altayar88
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Postby altayar88 » Thu May 24, 2012 4:06 pm

So sad. I've been wanting to get a Discover more for over two years. Now finally that I have some credit history (18 months) I applied for the student card and got instant denial. The reasons they mentioned were completely silly. The funny think I got approved for 3 major CC's with Chase .. BofA .. and AMEX :(

Money card
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Postby Money card » Thu May 24, 2012 6:31 pm

congratulations on your Discover.

benacostian
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Postby benacostian » Mon Jul 09, 2012 12:46 am

Grats!
Did they asked to verify income before sending you the card?
They also made me verify my college enrollment.
If I may ask, how much did you say you made?

432521
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Location: USA

Postby 432521 » Thu Aug 02, 2012 7:17 pm

benacostian wrote:Grats!
Did they asked to verify income before sending you the card?
They also made me verify my college enrollment.
If I may ask, how much did you say you made?


sorry this is kinda late but no they didn't ask me to verify my income or my college enrollment.
March 2011- Wellsfargo Cash Back College Card
May 2012- Chase Freedom
May 2012- Discover IT
August 2012- American Express Blue Cash Everyday



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