Has anyone manually calculated their Cashback Bonus amount?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
6 posts
DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Has anyone manually calculated their Cashback Bonus amount?

Postby DavidNY » Wed May 09, 2012 1:31 pm

I have tried several times to reconcile the Cashback Bonus amount on my Discover Open Road card, but can't nail it down. I can get close, but not the exact figure.


jeffysdad
Centurion Member
Centurion Member
 
Posts: 875
Joined: Thu Apr 30, 2009 2:32 pm
Location: Texas

Postby jeffysdad » Wed May 09, 2012 2:03 pm

You probably already thought of this, but rounding might be a factor.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).

*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Wed May 09, 2012 2:10 pm

Yup. Too big of an error to be due to rounding. I did figure out that the Cashback Bonus works on a calendar month, not a statement cycle. I have also tried to just reconcile the portion qualifying for the 2% promo but that isn't working either.

I know I've spent over $3k for the year on that card but some of that that was in 'promo' categories so I may just be getting 0.25% on non-promo categories.

The Discover will be getting less use now that I have the Fidelity Amex with 2% across-the-board rewards. I'm tired of Discover's tiered monkey business.

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sat May 12, 2012 11:01 pm

Discover does mine. I just got my bill in the mail today so I was looking at my whole statement tonight. I did see my cash back bonus.

No, I didn't try to figure it out manually.

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Mon May 21, 2012 6:07 pm

OK, I just calculated my latest statement rewards (very easy to do since I'm hardly using their card these days) and figured it to within a couple of cents (they rounded up when I rounded down), and the duration was for the last billing cycle, not a calendar month.

However they didn't give me the extra points for my Shop Discover purchase. Maybe it takes a while....

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon May 21, 2012 7:53 pm

shop discover takes a little while to get added on there.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



Return to “Discover, Diners Club”

Who is online

Users browsing this forum: No registered users and 2 guests