As far as beauty shops, i dont think that appeals to all customers, mostly the ladies. Theres nothing wrong with that but if you notice, the categories they do have appeal to every customer, unless you are a recluse and you dont go out to eat ever lol.
As far as the above mentioned quote "They all seem well below average on rewards, and when you pair that with the low credit limits they give...
" I dont really agree, respectfully, I think the 5% back is great, especially the 5% in Gas station purchases for 6/12 months this year, i spend about 6k+ a year in gas, not including any food/drink i may purchase there. And as far as the low intial CL, im 22, own a house, have a car loan, and have "nice" credit, its not bad, but its nothing stellar (maybe it is in this economy idk) and Discover approved me yesterday for the card with a $6500 initial CL. I dont think thats too low, and since between gas/other categories per month ill most likely spend around 500-700 a month on average PIF every month. That makes my credit utilization percentage with only 1 card around 7.7%-10.6%, which isnt bad considering i only have 1 card with 6500 dollar limit.
My point is for a first card, it not too bad, but the card a really want is the Amex BCP