Backdating Discover?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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DavidNY
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Backdating Discover?

Postby DavidNY » Sat Apr 07, 2012 11:24 pm

I was thinking about attempting to backdate my Discover to increase my AAoA.

I had one in the 90s but closed it and got my present one in the mid 00s (for the 5% off gas at the time) but haven't gotten around to asking.

Has anyone done this?


Money card
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Postby Money card » Sun Apr 08, 2012 12:02 am

Im going to say no because except with the escape card Discover doesn't have any membership fee cards, so they won't do this.

I know with American express they will do this for you, but rember of American express cards theres annual fees on 85% of them.

so they do this sort of thing for you. I'm going to say Discover will be no.

hey Dave how do you like your Discover card?

which design do you have ?
as you know I have the Black.

irvine801
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Postby irvine801 » Sun Apr 08, 2012 3:52 am

Discover does not backdate unfortunately. If you open a new account with them it will say member since whenever u opened the new acc. I like backdating and will forward this to my superiors though! It's amazing how amex will do that!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

DavidNY
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Postby DavidNY » Sun Apr 08, 2012 10:10 am

irvine801 wrote:I like backdating and will forward this to my superiors


Thanks, it's one of those things that shouldn't cost DFS anything, so why not? Let me know if they say yes :-)

DavidNY
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Postby DavidNY » Sun Apr 08, 2012 10:17 am

Money card wrote:which design do you have ?


I have the Open Road card. Discover still has black cards? I remember my card from the 90s was black, I liked that look.

CC Deville
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Postby CC Deville » Sun Apr 08, 2012 11:47 am

AMEX is the only creditor that backdates. I am not sure why they are allowed too and why other banks/finance companies don't.....maybe something in their original charter as a travel and leisure card?

I currently have the "Dawn of Discover" design. It is very close the original 1986 design with the obvious exception that it does not say "Sears Financial Network" and it does not have an embossed Sears Tower. It also has a matte flat finish as it is one of the biodegradable cards. My favorite Discover design was the 1999-2005 ish Discover Platinum before they changed it to Discover More with the dots and black Discover logo.

Fun fact: Discover used to issue their account numbers based on where the account was opened. For instance, a Discover opened in CA would be 6011000X; WA, OR, NV, UT, CO, WY, MT, AZ, NM, AK and HI had 6011009X; IL was 6011006X, FL 6011003X etc. The 7th digit decreased as you moved east with the exception of CA. This has since changed and they seem to be issuing random numbers for the past few years. 60112XXX was a Private Issue (had a different Cashback Bonus set up). Just something I noticed.....

irvine801
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Postby irvine801 » Sun Apr 08, 2012 4:03 pm

That's the same design I have deville. Wow I didn't even know that! And I thought I was the discover expert :P
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

irvine801
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Postby irvine801 » Sun Apr 08, 2012 4:08 pm

DavidNY wrote:Thanks, it's one of those things that shouldn't cost DFS anything, so why not? Let me know if they say yes :-)


I will let you know!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

CC Deville
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Postby CC Deville » Sun Apr 08, 2012 4:39 pm

irvine801 wrote:That's the same design I have deville. Wow I didn't even know that! And I thought I was the discover expert :P


Heh. You work for them in Utah then eh? Are you from Irvine, CA originally?

DavidNY
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Postby DavidNY » Sun Apr 08, 2012 6:28 pm

Wow, it's the old design (minus the 12-digit account number). How cool. I'll have to get that, though will wait until my card gets closer to expiring.

Maybe they'll bring back the old commercials too? Maybe, maybe not.....

Here's the original TV ad played during Super Bowl XX (1986):

Discover Card - The Dawn of Discover (1986) - 0:60 (USA) commercials | adland.tv

I didn't hear the exact quote that Discover claims to have had in the ad though.

http://www.discoverfinancial.com/company/history.shtml



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