Discover Travel Cards, better than Amex/Chase?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
9 posts
bmw1990Z
Centurion Member
Centurion Member
 
Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Discover Travel Cards, better than Amex/Chase?

Postby bmw1990Z » Wed Apr 04, 2012 8:51 pm

For anyone who has the discover mileage/travel cards (either free or the one with a yr fee), do you think their benefits are better than the premium amex cards or united card?
Cards in my wallet:
-Citi Forward Card for College Students-July 2011
-American Express Platinum Delta Skymiles--July 2013


Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Wed Apr 04, 2012 10:33 pm

The one with the fee is called the Escape card.

First of all on the American Express Platinum card you get airport access lounge to the Delta Crown, US Air. You get concierge service dining reservations, help getting sporting ticket events, 10,000 dollars coverage on broken items, free airline tickets for a companion on some int'l flights. Annual fee 450.

With the Gold if you need to leave the country theres a 2.7% transaction fee. Not sure about checked luggage or lost luggage how many times does this happen. Annual fee 125.

Premier Rewards Gold same as Gold except you get 3x the points on airfare and 2x the points on grocery stores and gas. Annual fee 175.

Green Card is nothing fancy. No event tickets we have to wait same as the rest of the public. We don't get help making dining reservations. Car has to be more than 50 miles from home if you need roadside.
Foreign transaction fee 2.7 %. Annual fee 95.00.

No interest on any of these cards. They are charge cards.

With the Discover Escape there's no concierge service, no airport lounge, you're not covered on any broken merchandise. For example let's say you went into the college basketball store and their drinking glass was too close to the edge, let's say that the sales person says you have to pay for it Discover doesn't cover you. You have to remember this is a Discover card, so when you go out to some restaurants they don't take this card. Not sure about the check luggage, baggage protection. You can transfer your miles to Continental and United. With American Express they ended it Oct 30th 2011. There's lot's of places that don't take Discover.

This is a lending credit card so there's interest on this card and the Miles card if not paid in full. There's no foreign transaction fee. You will see a credit limit. Annual fee 60.00.

With the United card you get 2 passes for the presidents lounge, this is a Visa so it's accepted everywhere you would go. Baggage protection on United, on other airlines not sure. You get concierge service to help with dining reservations, sporting events room upgrades. Any travel plans, hotels, car rentals. You get your bags checked free. If you're flying on united and you purchase an item from united you get 2 points per dollar. Not sure if there's a foreign tranaction fee. Annual fee 95.00.

With the Miles card because they are not co-branded with any airline you don't get any special deals like on the Delta gold card, you get up to 9 first checked bags for free.

I guess it comes down to where you fly, what perks are important to you and what can you afford to put on a card.

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Wed Apr 04, 2012 10:57 pm

Actually.. I've seen a couple of accounts with concierge service and airport lounge access. I've seen it but its not really offered either. But I have for sure seen these benefits. Very rarely though!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

bmw1990Z
Centurion Member
Centurion Member
 
Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Wed Apr 04, 2012 11:28 pm

good to know thanks for clearing this up...the website for discover is good at making you think its comparable to amex and chases airline cards..good to know!
Cards in my wallet:

-Citi Forward Card for College Students-July 2011

-American Express Platinum Delta Skymiles--July 2013

User avatar
jumbo
Centurion Member
Centurion Member
 
Posts: 363
Joined: Wed Sep 14, 2011 3:17 am
Location: IA

Postby jumbo » Thu Apr 05, 2012 2:11 am

Discover More does not have foreign transaction fee if you are traveling outside US.
BofA Cash Rewards | CapitalOne QuickSilver | Discover More
Gold Delta AMEX | Citi DoubleCash | Citi Simplicity
Chase Freedom | Kohls Charge Card

Money card
Centurion Member
Centurion Member
 
Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Thu Apr 05, 2012 4:34 pm

thats correct. But it's not a travel card.Bmw is more intrested in knowing about the Miles and Escape card.

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Apr 05, 2012 9:36 pm

^^ all cards issued by discover bank do not have a foreign exchange fee.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

bmw1990Z
Centurion Member
Centurion Member
 
Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Thu Apr 05, 2012 9:41 pm

Yes, thanks for getting us back on topic. I want to know specifically how the discover travel cards compared to amex travel cards..the website says you get 2x miles on ALL purchases? Maybe I read it wrong but isn't that a better deal?
Cards in my wallet:

-Citi Forward Card for College Students-July 2011

-American Express Platinum Delta Skymiles--July 2013

bmw1990Z
Centurion Member
Centurion Member
 
Posts: 341
Joined: Sun Mar 18, 2012 10:08 am
Location: USA

Postby bmw1990Z » Thu Apr 05, 2012 9:44 pm

My apologies, you already answered all my questions money card. Thanks!! Sounds like AMEX it is...I was actually applying earlier tonight when I noticed something strange, posted about it under my most recent thread in amex section of the forum if anyone has advice.

Thanks :)
Cards in my wallet:

-Citi Forward Card for College Students-July 2011

-American Express Platinum Delta Skymiles--July 2013



Return to “Discover, Diners Club”

Who is online

Users browsing this forum: No registered users and 0 guests