Is Macy's a department store for the 5% back?

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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andy1088
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Is Macy's a department store for the 5% back?

Postby andy1088 » Wed Dec 21, 2011 8:58 am

I know this sounds dumb, but is Macy's on the list of department stores for the 5% back bonus? Also when does the cash back start to show on my account? Thanks
My cards
Chase-Sapphire-$5,000 Freedom-$3,000, Amazon rewards-$700, Slate-$600
Citi- Diamond Preferred-$4,000, Thank you-$2,500
Discover IT-$2,500
Bank of America cash rewards-$2,000
Capital one newcomer rewards-$500


CC Deville
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Postby CC Deville » Wed Dec 21, 2011 6:28 pm

Macy's is considered a department store for the extra 5% back (I believe up to $300). All merchants have what is called a Merchant Catagory Code (MCC). They are pretty universal, so when you swipe your card at a grocery store, the bank gets a four digit code that indicates that it is grocery. Same with the department store and gasoline stations.



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