Discover raises reward caps/limits to $1,500 for 5%

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
16 posts
Jam
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Postby Jam » Fri Dec 09, 2011 10:06 pm

CC Deville wrote:Chase Freedom is easy as well. They have a separate site called Ultimate Rewards where you can redeem points for cash, gift cards etc. Your choice goes into a shopping cart and then it is fulfilled.


Chase seems too sneaky for me. They make you convert your cash back to points then back into cash.


Money card
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Postby Money card » Sun Dec 11, 2011 11:51 am

CC Deville wrote:Discover is doing gas twice next year. Kind of nice; however, after this year having groceries for only one month, for 2012 Discover has completely done away with groceries.

Good to see that the original cash back card has noticed that they had fallen way behind and are becoming more competitive. Discover is a great company to deal with.


I agree CC.

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Postby Money card » Sun Dec 11, 2011 11:54 am

jeffysdad wrote:Comparing the 5% calendars for Chase Freedom and Discover More and Chase still wins, imo, except for second quarter, which is a tie...

1Q: Chase is Gas and Amazon (!!!) while Discover is Gas and Entertainment (movies and museums as noted above).
2Q Chase is Groceries and Movie theaters while Discover is Restaurants and Movies; during this Q I'll use Chase for the groceries and Discover for Restaurants; otherwise no need for me to use Discover rest of year.
3Q Chase is Gas again and Restaurants while Discover is Gas and "Summer Fun," whatever that is.
4Q Chase is Hotels, Airlines, Best Bu and Kohls while Discover is "Holiday Shopping." Neither appeals to me in this case.

Considering the duplication of reward categories throughout the year, the wider acceptance of Visa over Discover and the fact that as a Chase customer my rewards are goosed up a bit because I have checking with them, there really is no reason to use Discover unless I exceed the Chase rewards cap, which I won't. I will pick up that second quarter restaurant bonus from Discover, though, and use the points, which probably would otherwise be stranded, to "pay with points" on Amazon.com.


what summer fun means is amusement parks, hotels and movies along with the gas.

requiredfield
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Postby requiredfield » Mon Jan 02, 2012 3:54 am

jeffysdad wrote:1Q: Chase is Gas and Amazon (!!!) while Discover is Gas and Entertainment (movies and museums as noted above).


It actually states Amazon.com. This leaves me wondering about Amazon Marketplace transactions. I have a Chase bill cutting on the 8th and I did some test purchases. We'll see...

requiredfield
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Postby requiredfield » Mon Jan 02, 2012 5:05 am

Now I see how C.C. does it, disappearing edit function...

It seems I will not have to wait for the test to complete, it says they all count.
https://creditcards.chase.com/freedom/merchants.aspx

irvine801
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Postby irvine801 » Thu Jan 19, 2012 7:11 pm

i am very pleased with discover upping the cb limits.
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit



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