what do you use

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Money card
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what do you use

Postby Money card » Wed Jul 27, 2011 10:13 pm

when Discover is NOT accepted, it doesn't have to be the last place you went to.
just any place a very expensive restaurant, a very expensive store, any restaurant
any store if there is any what form of payment do you use when Discover isn't accepted?

do you use travlers checks, money order, cash or a different creditcard?

At the Fenway park gift shop I would use a money order.

at a very expensive restaurant I would use either my Visa creditcard or American express credit card.

how about everybody else what do you use when Discover is not accepted?


Meltdownblitz
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Postby Meltdownblitz » Wed Jul 27, 2011 11:04 pm

For me when Discover is not accepted I use my Amex Zync. If Amex wasn't accepted I'd use my Visa Debit card from my bank.

sticf
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Postby sticf » Thu Jul 28, 2011 6:03 am

If I cannot use Discover, then I reach for the Amex Blue Cash. If neither is accepted I evaluate the vendor and the product to make sure I really need the product/service from that person/establishment. If the answer to need is "Yes" then I will go with their preferred method of payment (Visa, Check, Money Order, or Cash usually in that order).

CFE Sleuth
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Postby CFE Sleuth » Thu Jul 28, 2011 10:19 am

Honestly my discover isn't my primary card. I only use it for the 5% catagories. I currently use the AmEx Starwood Preferred Guest card as my primary.
[size=80]Amex Platinum
Amex Starwood Preferred Guests
Amex Blue Cash Everyday
Discover Cashback Bonus
Capital One Cash Rewards[/size]

Money card
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Postby Money card » Thu Jul 28, 2011 4:03 pm

how do you like your starwood preferred guest credit card? do you use it for personal use or do you travel on business?

Meltdownblitz
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Postby Meltdownblitz » Thu Jul 28, 2011 4:03 pm

CFE Sleuth wrote:Honestly my discover isn't my primary card. I only use it for the 5% catagories. I currently use the AmEx Starwood Preferred Guest card as my primary.


I only use my discover for the 5% categories as well. My Amex sync is my primary.

DarkLabel
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Postby DarkLabel » Thu Jul 28, 2011 11:16 pm

Restaurant, I reach for my Citi Forward due to the fact I get double rewards.

Everywhere else, categories with Chase Freedom (Especially gas), but I honestly prefer my BoA debit card, helps keep spending tightly sealed.

Capital
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Postby Capital » Fri Jul 29, 2011 12:43 am

If Discover isn't accepted, I generally use my PayPal Extras Mastercard (which is a terrible card and I don't use it for the points) for the simple reason that the metallic, shiny blue aesthetic of the card catches my eye before any of the other creditors in my wallet. In the future, however, I will likely whip out my new AMEX Blue.

LTomBerry
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Postby LTomBerry » Fri Jul 29, 2011 4:00 am

Meltdownblitz wrote:I only use my discover for the 5% categories as well. My Amex sync is my primary.


Ditto, I just use it for the 5% categories. USAA World MasterCard is my primary.

DavidNY
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Postby DavidNY » Fri Jul 29, 2011 1:08 pm

LTomBerry wrote:Ditto, I just use it for the 5% categories.


If you just use Disc for 5% cashback and haven't yet charged $3k since your anniversary date, your cashback will be 4.25%.

Chase, in contrast, doesn't have this baloney, 5% means 5%.



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