$10 cashback bonus for not using card

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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robert.loehmann
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$10 cashback bonus for not using card

Postby robert.loehmann » Thu Aug 07, 2008 1:12 am

I signed up for a Discover More card about 3 months ago and I haven't used it yet. Because of this I got a letter today in the mail from Discover offering a $10 cashback bonus if I make $100 in purchases before Sept 1st.

Maybe if I stop using all my credit cards they will make offers like this for me to use them again haha.


magyar1045
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Postby magyar1045 » Thu Aug 07, 2008 12:30 pm

Just an incentive/bribe to make you use the card. I keep getting incentives/bribes to sign up for paperless statements to just view my statements online and making online payments/sign up for auto withdrawals.

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Mogul of Pineapples
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Postby Mogul of Pineapples » Thu Aug 07, 2008 8:22 pm

Actually a couple of my cards gave incentives too when I stopped using them. The Citi Dividend and the Chase card both sent things in the mail when I went around 6 months without any activity. The Chase promo was over a year ago but I think it was for $25 statement credit for $75 in spending. That was good enough to get me to use it that month. But at the end of the day the card's normal rewards will determine whether I use it on a regular basis or not.
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

bikermike
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Postby bikermike » Mon Aug 11, 2008 12:18 am

$10 wouldn't be enough for me but the $25 incentive to use my credit card again would probably work. If they really want to keep a customer long term though they would up their rewards instead. I would keep using the Citi Dividend if they upped the rewards for gas and groceries back to 5%.

jettjr
 
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Postby jettjr » Sat Aug 16, 2008 6:45 pm

Most card users get the most out of their cards if they pay off the balance every month. Even Davy Ramsey would agree with that (maybe)! I use two gas cards that pay rewards of 5% on all gas purchases from their own brand stores only! :)

robert.loehmann
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Postby robert.loehmann » Sun Aug 31, 2008 2:08 am

Guys since it was a free $10 I did go ahead and put $100 in purchases on that card this past statement. What I liked was Discover gave me the credit right away.

When I've had things like that from American Express it usually takes 2 or 3 billing cycles before their promotion (whatever it is) show up.

Something that would actually work to get me to sign up for and use a card is if they offered higher cashback or rewards. If Citi offered the 5% cashback on gas/groceries/pharmacies for 6 months or longer as an incentive to go back to using their Dividend card I would do it. Paying a measly ten bucks isn't enough I agree haha. The main reason I used that card again was more to help my credit record.

kiboko
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Postby kiboko » Sun Sep 28, 2008 11:07 pm

It would take way more than $10 just for me to keep a credit card!!! Give me strippers, hookers, and booze and then maybe I'll think about keeping it.

:D



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