Discover card rental car insurance

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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Discover card rental car insurance

Postby rightmindedUSA » Wed Nov 10, 2010 8:51 pm

How good is the Discover card rental car insurance? I recently got a Discover More card and would like to use it for car rentals during the months it gives 5% on that category. I know each credit card does their car rental insurance program differently and I would like to be assured that I won't get the short end of the stick with Discover. What is included and what's not?

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Mogul of Pineapples
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Postby Mogul of Pineapples » Sat Nov 20, 2010 5:26 pm

I've never used a Discover card's rental car insurance program but this link may give you a better idea- Credit Card Car Rental Insurance - The Truth Exposed
Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed and linked to. Regardless, anything I say is my honest opinion.

Current Cards:
American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Chase Sapphire Preferred

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Postby DoingHomework » Mon Nov 22, 2010 6:51 pm

I rented a car earlier this year and was in a very minor accident I learned firsthand about this.

basically, if you have decent car insurance at home you probably do not need and would not used the coverage from the credit card. If you did need to use it you'd find that it might only coverage damage to the rental car or the other car but not both. And sports cars or SUVs are usually excluded. Remember, these days lots of cars are considered sports cars.

My experience was very positive but if you read online you will find a lot of horror stories about accidents in rental cars

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Postby jlk82 » Fri Nov 26, 2010 10:30 am

I have always ignored Discover but may end up getting one in the future if the benefits are good. Was your rental car insurance experience with a rental using a Discover card?

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