- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
I don't know why D Card is ridiculed so much. I don't carry mine except for when the 5% rewards are in effect for a category I frequent (restaurants, groceries), but I've only had my Discover turned down 2-3 times that I can remember. Once was at Subway, which didn't take Amex at the time either. The other time I can remember was at a new restaurant in town that did take my Amex instead. I suspect they were trying to save money or just hadn't gotten around to getting DC capability since they were a new business.
I think Discover customer service is as good as anybody's and better than Amex. I think their website is only equaled, perhaps, by FIA Card Services and is better than Amex, Citi, Chase, et al.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.