CarefulBuilder14 wrote:Is this a new-ish Discover? Or it survived the last mass extinction?
I've had it since December 2014. I can't remember when I did the last mass extinction to be honest. I didn't really think much about credit cards for about 10 months. Then I decided I'm going to travel and do the things I want to do. We don't know how long the ride here is so we might as well make the most of it, however long that is.
I don't recall the starting limit, I believe it was 5500 or 6500, it's been a while now. My guess is 5500. Just a year ago it was sitting at like 9.5k. I was thinking if I could get it to 10k I'd really feel like I had something with Discover. I honestly never imagined it would be at what it is now, let alone without a single hard pull to get there and in a year's time. Really it's been over the last 6 or so months the increases have been in huge chunks - prior to that if I got 1k I was happy (and they declined more than approved). Once I got it to 10.5k then they started giving about 5k a pop.
I honestly can't tell you the rhyme or reason of it, all I can tell you is how it went for me.
And in honor of Takeshi, I want to mention it might have something to do with income and credit profile.