Discover Q3 Categories: Home Improvement, Amazon

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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yfan
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Discover Q3 Categories: Home Improvement, Amazon

Postby yfan » Thu Jun 02, 2016 6:30 pm

Just wanted to give everyone a heads up. This means Discover is now committed to 6 months of Amazon (quarters 3 and 4).

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Vattené
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby Vattené » Fri Jun 03, 2016 11:01 am

Looks like I won't be getting too much value out of the next quarter, but I expected that. I'm hoping they do brick and mortar clothing and department stores again for the 4th quarter instead of just "online shopping."
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FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
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yfan
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby yfan » Fri Jun 03, 2016 12:12 pm

Vattené wrote:Looks like I won't be getting too much value out of the next quarter, but I expected that. I'm hoping they do brick and mortar clothing and department stores again for the 4th quarter instead of just "online shopping."

Kinda makes sense for them to do online shopping though. Usually, credit card companies earn more in swipe fees for "card not present" transactions.

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Vattené
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby Vattené » Fri Jun 03, 2016 3:01 pm

yfan wrote:Kinda makes sense for them to do online shopping though. Usually, credit card companies earn more in swipe fees for "card not present" transactions.

Listen, I'm just worried about my cashback balance here :ppp
I did not know that, though. I'd guess clothing/department stores don't get much of a break in their discount rates, though, being places with high markups and nonessential goods where people are more prone to impulse buys and/or more likely to only able to pay with credit.
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

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amexmember12
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby amexmember12 » Fri Jun 03, 2016 3:46 pm

Thanks for the heads up
CSR $24K | Discover IT $22.9K | AMEX BCE $15K | AMEX EveryDay $12.9K | Marriott Premier - $11K | Delta Platinum $10K | Freedom $6.5K | Freedom $6K | BOA Travel Rewards - $2.7K | AMEX Platinum

kdm31091
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby kdm31091 » Tue Jun 07, 2016 11:26 am

Meh. Pretty much gonna be sitting in the drawer unless I need something at Home Depot. Amazon just doesn't excite me as much as some people. You can get a lot of the stuff for less elsewhere, and I just don't find myself constantly wanting to buy things on there anyway. Once in awhile it's nice but it's not a regular spend for me.

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CarefulBuilder14
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby CarefulBuilder14 » Tue Jun 07, 2016 2:26 pm

I bought some tools and cleaning supplies at Home Depot, and Prestige's Price Rewind has been more rewarding than even 10% cash back.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

yfan
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby yfan » Tue Jun 07, 2016 3:01 pm

CarefulBuilder14 wrote:I bought some tools and cleaning supplies at Home Depot, and Prestige's Price Rewind has been more rewarding than even 10% cash back.

Well, Discover does have Price Protection. It's not automatic and you have to file a claim, but I have used it on more occasions than one. Other than the work involved on the consumer's part, I am not sure that is an advantage for Citi.

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CarefulBuilder14
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby CarefulBuilder14 » Tue Jun 07, 2016 3:20 pm

yfan wrote:
CarefulBuilder14 wrote:I bought some tools and cleaning supplies at Home Depot, and Prestige's Price Rewind has been more rewarding than even 10% cash back.

Well, Discover does have Price Protection. It's not automatic and you have to file a claim, but I have used it on more occasions than one. Other than the work involved on the consumer's part, I am not sure that is an advantage for Citi.

True. I got 7 or 8 items under $25 each, so simplicity helps. If it was a big ticket item I'd be more willing to do the research myself.
Warranties and sketchy merchants: Schwab Platinum
Price rewind: Costco
Travel insurance: Prestige, CSP
Perks: IHG, Hyatt
Rewards/Offers: Discover, Freedom, ED, BCE
Taxes/Misc: SPG

Limited value, might close: Arrival

Might add: First Tech, proper business card

MemberSince99
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Re: Discover Q3 Categories: Home Improvement, Amazon

Postby MemberSince99 » Wed Jun 08, 2016 9:31 am

yfan wrote:Just wanted to give everyone a heads up. This means Discover is now committed to 6 months of Amazon (quarters 3 and 4).

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