While that's a very nice spreadsheet, it's also rather ridiculous that you have to do that.
The credit card companies almost all allow one to track their rewards per transaction for this exact reason. Discover lags behind the competition in this area. You can't see rewards per transaction and have no real way of knowing you are getting what you are supposed to (other than tracking it yourself as you did).
I wish they'd just step it up and provide tracking of the rewards per transaction which is not exactly a novel concept yet they seem to not want to do it.
Ridiculous indeed....which is the only reason I do it for Discover, mainly Discover Deals. On somewhat of an upside they do send you those two emails after making a DD purchase, the 1st to confirm that you made a purchase through the DD link and the 2nd one (up to 30 days later) to confirm the amount of cashback you got from the transaction. So once I don't get the 2nd email within 30-35 days, i send them the transaction details and they give me a credit.
I hope they step their game up in this aspect, especially with the Double Cash Promotion going on.... So far my spreadsheet has worked, roughly $12 in missing cashback has been credited and I only started it a month ago.
They better not skimp me on that $45 cashback I am waiting on.
Vattené wrote: I'm also surprised a CSR told you utilities (or anything) was exempt from the base 1% cash back. It's pretty heavily marketed that you're supposed to get at least 1% on everything with no caps.
wasn't aware of this, will have to check mine for that as well.