kelseym1996 wrote:and got denied because I haven't had enough time having credit. ive only had 5 months now. do you think its okay to apply now? I have 2 store cards and I have 2 loans out that I'm paying towards. I don't get why I cant get this card.
The why is in your OP. 5 months is no time at all. 2 store cards and 2 loans is a thin file and already a lot of new credit. It takes time to build or rebuild.
We can't tell you when you'd get approved a year is what I'd suggest as well but it's not just a matter of time.