4ktvs wrote:Tubpbs wrote:As a side note I don't plan on ever having a Chase issued card co-branded or not so I won't have to worry about the fact they give you what your stuck with forever. I view them as a high risk of default on their end of the contract so I don't wish to approve that risk into my credit profile.
Is the above intended to mean you think Chase is going to default as a bank?
No I don't think they are going to default as a bank, I just don't want to deal with a toxic sub prime lender like them. I shall not pay a monthly account fee on a credit card just because I avoid paying interest via paying in full on time before the due date. The terms they have listed avoid the fact they add what ever kind of fee they feel like and then tell customers it's because you don't carry a balance that pays them interest.
All the above is saying is I plan to avoid Chase issued credit cards that's all.
I'm still not sure I unserstand specifically what you mean...