Discover Q1 2016 Category Released

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
30 posts
User avatar
Vattené
Centurion Member
Centurion Member
 
Posts: 1219
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Discover Q1 2016 Category Released

Postby Vattené » Thu Nov 19, 2015 11:20 am

Well it looks like Discover's category next quarter will be the same as Q1 of this year: "Gas & Ground Transportation"
https://www.discover.com/credit-cards/c ... #merchant1

They don't list anything about the rest of the year yet. AFAIK that's a first. Makes me wonder if they'll still announce all the broad categories closer to the end of the year, or if they'll start rolling it out one quarter at a time now...
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)


9Cline
Gold Member
Gold Member
 
Posts: 27
Joined: Thu May 07, 2015 3:37 pm

Re: Discover Q1 2016 Category Released

Postby 9Cline » Thu Nov 19, 2015 11:26 am

Hi, thanks for the heads up,, I hadn't noticed it yet..lol
LOWES, DISCOVER-iT, MACY'S-AMEX PREMIER ELITE, AMEX-EDP, AMEX-BCP, CHASE FREEDOM VS, CITI-DC WEMC, JCP-PLAT MC, BELK ELITE, CITI BESTBUY, CHASE SAPPHIRE , HOME DEPOT :beat:

dickey1331
Centurion Member
Centurion Member
 
Posts: 238
Joined: Thu Mar 07, 2013 10:59 pm
Location: Houston, TX

Re: Discover Q1 2016 Category Released

Postby dickey1331 » Fri Nov 20, 2015 7:35 am

Cant go wrong with gas!
American Express Blue Cash Preferred $16,000
Platinum Delta Skymiles $12,900
Marriott Rewards Premier $12,000
Discover IT $12,000
USAA Cash Rewards $11,000
Chase Sapphire Preferred $6,500
Chase Freedom $4,500

User avatar
Vattené
Centurion Member
Centurion Member
 
Posts: 1219
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Re: Discover Q1 2016 Category Released

Postby Vattené » Fri Nov 20, 2015 9:22 am

It'll be a good quarter for me!
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

augiedog
Centurion Member
Centurion Member
 
Posts: 287
Joined: Fri Jun 07, 2013 9:46 am
Location: Broward County FL

Re: Discover Q1 2016 Category Released

Postby augiedog » Fri Nov 20, 2015 3:10 pm

Not a category I'm going to max out... eBay has deals for 5-10% off gas gift cards, and the Mobil near me gives an addition 6¢/gal off for using a gift card (also, the Mobil closest to me has the cheapest gas in the 10 mi radius). I also get 2% back in eBay points, and 1% back from shopping through the Ebates shopping portal (and 1% on top for whatever card I use). Mobil is also the only way I can spend Plenti points (but I get the 6¢ discount when using them in conjunction with a gift card). The grocery store near me, Publix, also gives out $10 off $50 gas cards with purchase of groceries, and I use that on top of my Amex BCE for 3% back on the gas card purchase.

That might be to say I might not use that category at all based on how I buy gas! The last time I used a credit card (instead of a gift card) at the pump was when Amex had a $10 off $25 gas offer.

Now if they had a grocery category to compete with the Freedom's last year, I could max that out very quickly. I'm very much hoping there will be another grocery quarter.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates

User avatar
Vattené
Centurion Member
Centurion Member
 
Posts: 1219
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Re: Discover Q1 2016 Category Released

Postby Vattené » Fri Nov 20, 2015 4:12 pm

I could use a grocery category too (it would be more useful than home improvement for me, at least). There is one grocery store I frequent that only takes debit and Discover credit cards. I use Discover for regular rewards, but it would be nice to actually get some category rewards there since it is a grocery store.
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

kdm31091
Centurion Member
Centurion Member
 
Posts: 1074
Joined: Sat Feb 21, 2015 3:35 pm
Location: Claymont, DE

Re: Discover Q1 2016 Category Released

Postby kdm31091 » Tue Nov 24, 2015 12:27 pm

As long as I've had Discover the rewards have been fairly consistent year to year. Typically Q1 is gas/transportation, Q2 is movies/restaurants, Q3 is gas/home improvement, and Q4 is online shopping and some form of department stores. Of course that doesn't mean it will be the case in 2016, but the categories generally make sense for the time of year they appear in so I would assume it will remain similar.

Gas is unexciting for me, as I fill up maybe two or three times a month so the rewards are not significant. Plus, there are myriad gas reward cards/programs so it's nothing too special IMO.

It would be nice if they did something completely different like hotels (some people book their summer trips in Q1), instead of the same old stuff that unfortunately is available with many other cards. I love my Discover, don't get me wrong, but the only truly unique category they have recently offered is home improvement (and you can get 5% with a lowe's card, but as far as home depot, discover is great and unmatched). I also love the restaurant quarter as it is unmatched by other options.

User avatar
Vattené
Centurion Member
Centurion Member
 
Posts: 1219
Joined: Sun Jan 26, 2014 3:55 am
Location: US

Re: Discover Q1 2016 Category Released

Postby Vattené » Tue Nov 24, 2015 2:06 pm

I feel you, but I'd rather them stay consistent than start getting more niche with their categories (and let's face it: if they start changing that will probably be the direction it goes). I think hotels is a great "summer" idea, though. It likely wouldn't do much for me, but it is something new that I could see being valuable for a lot of people generally.

Restaurants is always best for me. I'll be happy if they have that every year. I like having a gas quarter, too (even with a SM now, I'd rather give the spending to Discover). I don't spend a ton on it - the SM cap is never an issue - but as far as realistic categories for bonuses go it's a good one for my spending.

I'd really love it if they could do a "bill pay" category. I think the US Cash+ used to have that as an option, so it shouldn't be too hard to pull off, merchant-coding wise.
-Vattené
FICO-8: EX - 827 (5/17) | TU - 824 (5/17)
My Cards: Barclay Arrival+ | Discover it | Amex ED
AU:: Discover Miles | BofA BBR | Barclay Commence (SD'd)

kdm31091
Centurion Member
Centurion Member
 
Posts: 1074
Joined: Sat Feb 21, 2015 3:35 pm
Location: Claymont, DE

Re: Discover Q1 2016 Category Released

Postby kdm31091 » Tue Nov 24, 2015 6:11 pm

Yeah cash+ had bill pay, home improvement, hotels, airfare, and restaurants, all of which were taken away. Unfortunately when it first came out it was uncapped and people big time abused some of the categories so the nerfs are not surprising. I still like my cash+ for what I use it for and have been using it for daily spending to reach $100 in rewards for the 25 dollar bonus. But once thats done with it will be getting fairly occasional use as thats what they have made the categories to be: niche and occasional vs everyday categories.

JonE
Centurion Member
Centurion Member
 
Posts: 336
Joined: Sat Jan 24, 2015 9:55 am
Location: Denver

Re: Discover Q1 2016 Category Released

Postby JonE » Tue Nov 24, 2015 10:37 pm

Restaurants, Gas and Groceries are my big 3. Hopefully Online Shopping returns for 4th Qtr 2016.
Wallet: Chase Freedom, Discover IT
Chopping Block: Synchrony
Future: TBD



Return to “Discover, Diners Club”

Who is online

Users browsing this forum: No registered users and 3 guests