Discover and 3-D Secure

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
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c4b4l
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Discover and 3-D Secure

Postby c4b4l » Mon Sep 21, 2015 11:49 am

Hello everyone,

Sorry if I write not a perfect English, I'm from germany. I have a question to the Discover credit card and the procedure 3-D Secure (https://en.wikipedia.org/wiki/3-D_Secure). In the internet, I got no information and the customer service from Discover has not understood my question and referred me to the Card Validation Code. But it's not the same! With the 3-D Secure procedure, additionally you have to type in a PIN over your bank, if you buy online.

Now, I try to get information about Discover and 3-D Secure on this way. Do you know whether Discover offers the 3-D Secure procedure? And if so, do you know the name of this procedure (e.g. VISA = "Verfied by VISA" or MasterCard = "SecureCode")?

Thank you very much in advance for your answer!

Many greetings!
c4b4l


Whatamuji
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Re: Discover and 3-D Secure

Postby Whatamuji » Mon Sep 21, 2015 8:48 pm

I did a little research as I've never heard of such a system before. However according to the article I will link below, "3-D Secure" is only available from certain merchants and only for Visa and Mastercard. American Express has a similar technology called "SafeKey" however it is only available in the UK and Singapore. Discover has no equivalent currently. If a card is issued to you from a US based institution they most likely will have no idea what "3-D Secure" is as it hasn't been implemented in the US.

http://www.getelastic.com/who-needs-3d- ... -examined/

Übersetzt in Deutsch / Translated into German:

Ich habe ein wenig Forschung, wie ich habe noch nie von einem solchen System gehört. Doch nach dem Artikel werde ich folgenden Link, "3-D Secure" ist nur von bestimmten Händlern und nur für Visa und Mastercard zur Verfügung. American Express hat eine ähnliche Technologie namens "SafeKey" aber es ist nur in Großbritannien und Singapur zur Verfügung. Discover Sie hat keine Entsprechung derzeit. Wenn eine Karte, um Sie von einer US-amerikanischen Bank ausgestellt sie höchstwahrscheinlich nicht, was "3-D Secure" ist, wie es in den USA nicht umgesetzt wurden.
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

c4b4l
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Re: Discover and 3-D Secure

Postby c4b4l » Tue Sep 22, 2015 1:21 am

Hey Whatamuji,

thank you for your reply! The article, which do you have linked was the only one article, which I have found to. But this article is from 2011. In the IT world is this a long time.

Now, I haved called the Discover customer service a second time. After the description of the 3-D Secure procedure, they told me, that they not know this procedure. Now, i've to assume that they not offer 3-D Secure. If anyone have coincidentally additionally informations, i would glad about these informations. :)

BTW: Thank you for your translate into german. :) But you don't need to translate into german.

Many greetings!
c4b4l

Whatamuji
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Re: Discover and 3-D Secure

Postby Whatamuji » Tue Sep 22, 2015 10:47 am

You're very welcome. And welcome to the forums! I don't get to use my limited German skills I remember from High School so I figured I'd use the opportunity when I saw it. ;)
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

c4b4l
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Re: Discover and 3-D Secure

Postby c4b4l » Wed Sep 23, 2015 12:56 am

Thank you! For this, your german skills are good! :)

Whatamuji
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Re: Discover and 3-D Secure

Postby Whatamuji » Wed Sep 23, 2015 10:43 am

I won't lie I cheated a little with google translate. But I did catch a mistake it made when it used the word "Entdecken" instead of Discover for Discover card. :cool:
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k

augiedog
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Re: Discover and 3-D Secure

Postby augiedog » Wed Sep 23, 2015 3:01 pm

Simply, no. The closest thing there is to that is Visa Checkout (which you can add a Discover card too) which securely authenticates credit card transactions for a handful of online merchants… Just about nobody takes it though, you just enter your credit card number online for virtually all online stores.
American Express: Blue Cash Everyday (10k), Everyday, ; Discover It (7.3k) ; Target (2.1k)

Citi: Diamond (2k) ; Bank of America: Cash Rewards (2.6k) ; Capital One: Quicksilver (3k) , Sony ; Chase: Freedom (3.7k), Slate (3k), (Amazon) ; Barclay Ring ; Synchrony: Walmart MC, Amazon, Ebates



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