Discover / FICO Score

All about Discover & Diners Club - talk about their credit card deals such as the More, Miles, Escape, and others.
12 posts
Whatamuji
Centurion Member
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Joined: Wed May 27, 2015 10:08 pm
Location: Houston, TX

Re: Discover / FICO Score

Postby Whatamuji » Sat Jul 25, 2015 3:41 pm

Yeah the CapOne was worth the increase but not the Discover. I really wanna stop using my Discover and start using a Chase Freedom since it's a Visa and the benefit of UR. Though the HP is a concern.

Update: I remembered I'm getting my semi-annual raise next month so I bit the bullet and app'd for the Freedom and was approved for 1.2K. Gonna pay off my Discover and stick it in the sock drawer.
Kohls: $300, Discover IT: $1.8k, Capital One Quicksilver: $2k, Amazon Store Card: $2.2k, BoA Cash Rewards: 1k, Chase Freedom: 3.2k, AMEX HHonors 3k


notcool
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Joined: Sun Jan 26, 2014 2:57 pm
Location: usa

Re: Discover / FICO Score

Postby notcool » Sat Jul 25, 2015 5:12 pm

Whatamuji wrote:Yeah the CapOne was worth the increase but not the Discover. I really wanna stop using my Discover and start using a Chase Freedom since it's a Visa and the benefit of UR. Though the HP is a concern.

Update: I remembered I'm getting my semi-annual raise next month so I bit the bullet and app'd for the Freedom and was approved for 1.2K. Gonna pay off my Discover and stick it in the sock drawer.



Something similar happened with me years ago. My discover card had a 1,000 limit, and I took a hard pull six months in for a CLI. Increased it to 1,300!! Tiny increase. However, things got better. The card has since increased and now has a 12,100 limit.



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